{"id":5823,"date":"2016-10-28T00:00:00","date_gmt":"2016-10-27T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/investicie-pre-buducnost-a-prevencia-kriz\/"},"modified":"2016-10-28T00:00:00","modified_gmt":"2016-10-27T23:00:00","slug":"investicie-pre-buducnost-a-prevencia-kriz","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/investicie-pre-buducnost-a-prevencia-kriz\/","title":{"rendered":"Investing in the future and preventing crises"},"content":{"rendered":"<h3><span lang=\"sk-SK\">Ka\u017ed\u00fd sa u\u017e stretol s\u00a0nejakou kr\u00edzou. Kr\u00edza je negat\u00edvna udalos\u0165, ktor\u00e1 je v\u00a0z\u00e1sade d\u00f4sledkom skor\u0161ieho probl\u00e9mu \u2013 dalo by sa poveda\u0165, \u017ee je vyvrcholen\u00edm ur\u010dit\u00e9ho negat\u00edvneho cyklu. Niektor\u00e9 kr\u00edzy vieme predpoveda\u0165, ale mnoh\u00e9 sa nedaj\u00fa alebo len s\u00a0ve\u013ek\u00fdmi \u0165a\u017ekos\u0165ami, ako napr\u00edklad environment\u00e1lne. <\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span lang=\"sk-SK\">V\u00a0hist\u00f3rii \u013eudstva by sme na\u0161li rozli\u010dn\u00e9 typy kr\u00edz \u2013 politick\u00e9, spolo\u010densk\u00e9, ale najvplyvnej\u0161ie \u010di najkatastrofickej\u0161ie b\u00fdvaj\u00fa finan\u010dn\u00e9 a\u00a0environment\u00e1lne. Sp\u00e4tne vid\u00edme do neuverite\u013en\u00fdch detailov, ako finan\u010dn\u00e9 kr\u00edzy ovplyvnili svet. V\u0161etci si ur\u010dite pam\u00e4t\u00e1me rok 2008, ke\u010f z\u00a0n\u00e1s kolaps finan\u010dn\u00fdch trhov spravil obete kr\u00edzy, ktor\u00e1 dodnes nebola celkom \u201enapraven\u00e1\u201c. Pri sledovan\u00ed indik\u00e1torov vyn\u00e1raj\u00facej sa kr\u00edzy sa zd\u00e1, \u017ee \u013eudia svoj\u00edm spr\u00e1van\u00edm op\u00e4\u0165 tento proces podporuj\u00fa.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span lang=\"sk-SK\">Be\u017en\u00e9 indik\u00e1tory kr\u00edzy s\u00fa:<\/span><\/p>\n<ul>\n<li><span lang=\"sk-SK\">Lacn\u00e9 stavebn\u00e9 materi\u00e1ly (op\u00e4\u0165 sa ve\u013ea stavia, ve\u013ek\u00e9 komplexy, centr\u00e1, mrakodrapy a\u00a0in\u00e9 budovy);<\/span><\/li>\n<li><span lang=\"sk-SK\">\u010coraz lacnej\u0161ie hypot\u00e9ky, dostupn\u00e9 pre viac \u013eud\u00ed (\u010do znamen\u00e1 v\u00e4\u010d\u0161ie riziko);<\/span><\/li>\n<li><span lang=\"sk-SK\">A\u00a0to nehovor\u00edme o\u00a0celosvetov\u00fdch dlhoch, osobn\u00fdch, korpor\u00e1tnych \u010di \u0161t\u00e1tnych spolu (toto nie je nov\u00fd postreh, dlhy v\u00a0poslednom obdob\u00ed st\u00fapaj\u00fa a\u00a0s\u00fa\u010dasn\u00e1 situ\u00e1cia sa tak st\u00e1va riskantnou a\u00a0problematickou).<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span lang=\"sk-SK\">Probl\u00e9m nie je len v\u00a0chamtivosti, ktor\u00e1 tu bude v\u017edy a\u00a0ktor\u00e1 pravdepodobne stoj\u00ed za t\u00fdm, \u017ee \u013eudia u\u017e neber\u00fa oh\u013eady na prevent\u00edvne opatrenia prijat\u00e9 po poslednej finan\u010dnej kr\u00edze. S\u00fa tu aj detailnej\u0161ie z\u00e1le\u017eitosti, napr\u00edklad, celkov\u00e9 svetov\u00e9 bohatstvo sa dostato\u010dne neinvestuje. Obrovsk\u00e9 mno\u017estvo pe\u0148az\u00ed sa st\u00e1le \u0161etr\u00ed bez nejak\u00e9ho zjavn\u00e9ho d\u00f4vodu, akoby boli schovan\u00e9 pod matracom. Nie je to len o\u00a0\u0161etren\u00ed v\u00a0dobrom zmysle a\u00a0o schopnosti spori\u0165. Peniaze vznikli, aspo\u0148 do istej miery, aby obiehali v\u00a0syst\u00e9me, ako krv v\u00a0na\u0161om tele. Spori\u0165 peniaze je prospe\u0161n\u00e9, ale ist\u00e9 mno\u017estvo by sa malo znovu investova\u0165, aby sa udr\u017eiavalo \u201ezdravie\u201c syst\u00e9mu. Malo by sa to \u010diasto\u010dne ch\u00e1pa\u0165 ako povinnos\u0165, nielen zo strany jednotlivcov, ale v\u0161eobecne, z\u00a0poh\u013eadu organiz\u00e1ci\u00ed, firiem aj \u0161t\u00e1tov. Pravda\u017ee, syst\u00e9m mus\u00ed by\u0165 v\u00a0prvom rade s\u00e1m \u201ezdrav\u00fd\u201c, aby sa dal udr\u017eiava\u0165 a\u00a0aby peniaze mohli cirkulova\u0165. To predpoklad\u00e1 dobr\u00fa legislat\u00edvu, nijak\u00e9 byrokratick\u00e9 prek\u00e1\u017eky, ani korupciu, podvody alebo in\u00fdch ekonomick\u00fdch nepriate\u013eov.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Finan\u010dn\u00e9 trhy maj\u00fa dve str\u00e1nky: finan\u010dn\u00fd sektor spravuj\u00faci financie, a\u00a0pravda\u017ee, klientov, ktor\u00ed zvy\u010dajne potrebuj\u00fa nejak\u00fa poradensk\u00fa slu\u017ebu pri navig\u00e1cii t\u00fdchto \u201edivok\u00fdch v\u00f4d\u201c. Tieto povinnosti by preto nemali le\u017ea\u0165 v\u00fdlu\u010dne na pleciach z\u00e1kazn\u00edka, ale aj na predstavite\u013eovi finan\u010dn\u00fdch trhov. Mala by existova\u0165 vyv\u00e1\u017een\u00e1 pomoc druhej strane investova\u0165 spr\u00e1vnu sumu do spr\u00e1vneho sektora, v\u00a0ktorom sa z\u00e1kazn\u00edk c\u00edti pohodlne, ako v\u00a0obleku \u0161itom na mieru. Koniec koncov, z\u00e1kazn\u00edk investuje do v\u0161etk\u00e9ho, nielen do svojej bohatej bud\u00facnosti, ale do cel\u00e9ho sveta: tak ako aj mal\u00e9 mno\u017estvo krvi je podstatn\u00e9 pre spr\u00e1vne a\u00a0zdrav\u00e9 fungovanie tela, to ist\u00e9 plat\u00ed pre zdrav\u00fd chod ekonomiky, ktor\u00e1 je potom schopn\u00e1 vyhn\u00fa\u0165 sa finan\u010dn\u00fdm kr\u00edzam.<\/p>\n<p>&nbsp;<\/p>\n<p>Mo\u017eno to bude znie\u0165 prive\u013emi optimisticky, ale daj\u00fa sa podnikn\u00fa\u0165 ur\u010dit\u00e9 kroky, ktor\u00e9 v\u0161etk\u00fdm u\u013eah\u010dia situ\u00e1ciu, ak by k\u00a0nie\u010domu podobn\u00e9mu do\u0161lo aj v\u00a0bud\u00facnosti.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd sa u\u017e stretol s\u00a0nejakou kr\u00edzou. Kr\u00edza je negat\u00edvna udalos\u0165, ktor\u00e1 je v\u00a0z\u00e1sade d\u00f4sledkom skor\u0161ieho probl\u00e9mu \u2013 dalo by sa poveda\u0165, \u017ee je vyvrcholen\u00edm ur\u010dit\u00e9ho<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-5823","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/5823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=5823"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/5823\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=5823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=5823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=5823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}