{"id":6111,"date":"2019-03-29T00:00:00","date_gmt":"2019-03-28T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/kreditna-karta-apple\/"},"modified":"2019-03-29T00:00:00","modified_gmt":"2019-03-28T23:00:00","slug":"kreditna-karta-apple","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/kreditna-karta-apple\/","title":{"rendered":"Apple m\u00e1 vlastn\u00fa kreditn\u00fa kartu. Vracia sa o krok sp\u00e4\u0165?"},"content":{"rendered":"<p>Americk\u00e1 zna\u010dka v priebehu minul\u00e9ho t\u00fd\u017ed\u0148a zverejnila nieko\u013eko noviniek, napr\u00edklad nov\u00fa gener\u00e1ciu bezdr\u00f4tov\u00fdch sl\u00fachadiel AirPods s dlh\u0161ou v\u00fddr\u017eou bat\u00e9rie,\u00a0nov\u00fd iPad Air, zru\u0161enie star\u0161ej verzie\u00a0iPadu Pro a bonusov\u00fa slu\u017ebu Apple News+. Najzauj\u00edmavej\u0161ou je v\u0161ak nepochybne <strong>kreditn\u00e1 karta od Apple<\/strong>, ktorou mo\u017eno plati\u0165 v be\u017en\u00fdch obchodoch. Ak\u00fd zmysel m\u00e1 zavedenie fyzickej platobnej karty, ke\u010f bud\u00facnos\u0165 platieb spo\u010d\u00edva v ich digitaliz\u00e1cii?<\/p>\n<p>Kreditn\u00e1 karta od Apple s n\u00e1zvom <strong>Apple Cash Card<\/strong> je v prvom rade doplnkovou v\u00fdbavou pre konven\u010dn\u00fa slu\u017ebu Apple Pay. T\u00e1to slu\u017eba, ktorej konkurentom je predov\u0161etk\u00fdm obdobn\u00e1 aplik\u00e1cia od Google, umo\u017e\u0148uje plati\u0165 mobiln\u00fdm telef\u00f3nom v\u0161ade, kde prij\u00edmaj\u00fa platby kartou. Platen\u00edm cez mobil m\u00f4\u017eu \u013eudia u\u0161etri\u0165, preto\u017ee pri platbe cez Apple Pay im americk\u00fd gigant vr\u00e1ti 2 percent\u00e1 z hodnoty n\u00e1kupu a 3 percent\u00e1 v pr\u00edpade, \u017ee z\u00e1kazn\u00edk nakupuje priamo slu\u017eby od Apple.<\/p>\n<p>Zd\u00e1 sa, \u017ee bud\u00facnos\u0165 platieb spo\u010d\u00edva v ich digitaliz\u00e1cii a implementovan\u00ed do smart-zariaden\u00ed, tie v\u0161ak maj\u00fa jedno obrovsk\u00e9 obmedzenie. V\u00fddr\u017e na bat\u00e9riu. Ak sa mobilu \u010di smarthodink\u00e1m vybije bat\u00e9ria, nie s\u00fa mo\u017en\u00e9 ani mobiln\u00e9 platby. Pre tak\u00e9to pr\u00edpady bude pou\u017e\u00edvanie konven\u010dn\u00fdch platobn\u00fdch kariet st\u00e1le samozrejmos\u0165ou a Apple do tohto sveta vstupuje vlastnou kartou.<\/p>\n<p>M\u00e1 klasick\u00e9 rozmery a funguje na rovnakom princ\u00edpe ako v\u0161etky ostatn\u00e9 kreditn\u00e9, debetn\u00e9 a bankomatov\u00e9 karty. Rozdiel je v tom, \u017ee je vyroben\u00e1 z tit\u00e1nu a nem\u00e1 s\u00e9riov\u00e9 \u010d\u00edslo. Pri platbe vr\u00e1ti 1% z hodnoty n\u00e1kupu sp\u00e4\u0165 z\u00e1kazn\u00edkovi.<\/p>\n<p>Platobn\u00e1 karta Apple vznikla v spolupr\u00e1ci s Mastercard a bankou Goldman Sachs.<\/p>\n<p>&nbsp;<\/p>\n<p>Napriek tomu, \u017ee sa aktu\u00e1lne viac hovor\u00ed o fyzickej podobe karty, Apple m\u00e1 z\u00e1ujem tla\u010di\u0165 do popredia predov\u0161etk\u00fdm jej virtu\u00e1lnu verziu Apple Cash Card. T\u00e1 je viazan\u00e1 na v\u00e1\u0161 \u00fa\u010det v Apple a vyu\u017e\u00edva iPhone v plnej miere. Zauj\u00edmavos\u0165ou je, \u017ee Apple dok\u00e1\u017ee automaticky generova\u0165 podrobn\u00e9 v\u00fdpisy platieb za posledn\u00e9 kalend\u00e1rne mesiace a napr\u00edklad aj umo\u017eni\u0165 pou\u017e\u00edvate\u013eovi, aby sa pozrel priamo na mape, kde platbu zrealizoval.<\/p>\n<p>Skoro revolu\u010dn\u00e9 je, \u017ee Apple si ne\u00fa\u010dtuje \u017eiadne poplatky a prov\u00edzie.<\/p>\n<p>&nbsp;<\/p>\n<p><iframe src=\"https:\/\/www.youtube.com\/embed\/HAZiE9NtRfs\" width=\"100%\" height=\"380\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/iframe><\/p>","protected":false},"excerpt":{"rendered":"<p>Americk\u00e1 zna\u010dka v priebehu minul\u00e9ho t\u00fd\u017ed\u0148a zverejnila nieko\u013eko noviniek, napr\u00edklad nov\u00fa gener\u00e1ciu bezdr\u00f4tov\u00fdch sl\u00fachadiel AirPods s dlh\u0161ou v\u00fddr\u017eou bat\u00e9rie,\u00a0nov\u00fd iPad Air, zru\u0161enie star\u0161ej verzie\u00a0iPadu Pro<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-6111","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=6111"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6111\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=6111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=6111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=6111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}