{"id":6245,"date":"2019-08-19T00:00:00","date_gmt":"2019-08-18T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/preco-bohati-bohatnu-a-chudobni-nie-odpoved-je-zlozitejsia-ako-si-myslite\/"},"modified":"2019-08-19T00:00:00","modified_gmt":"2019-08-18T23:00:00","slug":"preco-bohati-bohatnu-a-chudobni-nie-odpoved-je-zlozitejsia-ako-si-myslite","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/preco-bohati-bohatnu-a-chudobni-nie-odpoved-je-zlozitejsia-ako-si-myslite\/","title":{"rendered":"Pre\u010do bohat\u00ed bohatn\u00fa a chudobn\u00ed nie? Odpove\u010f je zlo\u017eitej\u0161ia, ako si mysl\u00edte"},"content":{"rendered":"

O osobn\u00fdch financi\u00e1ch sa na Slovensku st\u00e1le hovor\u00ed m\u00e1lo. Mysl\u00edm t\u00fdm v rozhovoroch medzi jednotliv\u00fdmi \u013eu\u010fmi. E\u0161te aj dnes m\u00e1m pocit, akoby financie boli tabu a kto by nie\u010do o t\u00fdch svojich vyzradil, bol by pre druh\u00fdch za chud\u00e1ka alebo zlodeja. Kritike sa by skr\u00e1tka nevyhol.<\/span><\/p>\n

A pre\u010do pr\u00e1ve za zlodeja? Pr\u00e1ve takto hodnotia finan\u010dne \u00faspe\u0161n\u00fdch \u013eud\u00ed t\u00ed, ktor\u00fdm sa nedar\u00ed; t\u00ed, ktor\u00ed problematike nerozumej\u00fa a nechc\u00fa jej rozumie\u0165. Najjednoduch\u0161ie si to predvedieme na pr\u00edklade. N\u00e1\u0161 \u201ep\u00e1n J\u00e1n\u201c sleduje, \u017ee jeho sused zrazu sprav\u00ed n\u00e1kladn\u00fa rekon\u0161trukciu, potom o p\u00e1r rokov splat\u00ed rovnako ve\u013ek\u00fd hypotek\u00e1rny \u00faver, k\u00fapi si nov\u00e9 auto a \u201ena porazenie\u201c si e\u0161te k tomu u\u017e\u00edva dobr\u00fd d\u00f4chodok. P\u00e1n J\u00e1n pritom vie, \u017ee tento sused zar\u00e1ba takmer rovnako ako on. <\/span>Jedin\u00e9, \u010do p\u00e1na J\u00e1na ako be\u017en\u00e9ho \u010dloveka napadne, \u017ee sused musel tie peniaze niekde nakradn\u00fa\u0165. Je to tradi\u010dn\u00e9 slovensk\u00e9 obvinenie zo z\u00e1visti, za ktor\u00fdm svoj\u00ed seba\u013e\u00fatos\u0165: pre\u010do ja tak\u00e9 nem\u00e1m, ve\u010f drel rovnako a bol som poctiv\u00fd.\u00a0<\/span><\/p>\n

Skuto\u010dne? Pritom pravda je niekde \u00faplne inde. P\u00e1n J\u00e1n si nepam\u00e4t\u00e1, ako mu sused povedal: \u201cPo\u010duj, m\u00e1m tak\u00e9ho chlap\u00edka, \u010do sa mi star\u00e1 o financie, je to profesion\u00e1l, m\u00f4\u017ee ti pom\u00f4c\u0165?\u201d<\/span><\/p>\n

Tradi\u010dn\u00e1 odpove\u010f: \u201cCho\u010f mi niekam s tak\u00fdm, ja si peniaze spravujem s\u00e1m\u201d. T\u00fdmto si zabil \u0161ancu, aby aj on mohol ma\u0165 lep\u0161\u00ed \u017eivot. Preto\u017ee pri dne\u0161nej upon\u00e1h\u013eanej dobe sa len m\u00e1lokto sa zauj\u00edma o dianie vo svete financi\u00ed a e\u0161te menej sleduje aktu\u00e1lne dianie.\u00a0<\/span><\/p>\n

Sused, ktor\u00fd si teraz \u017eije ako kr\u00e1\u013e, bol tie\u017e poctiv\u00fd, ale aj otvoren\u00fd nov\u00fdm mo\u017enostiam. Predov\u0161etk\u00fdm si svoje peniaze neschov\u00e1val na be\u017enom \u00fa\u010dte, ale d\u00f4veroval \u0161pecialistom.<\/span><\/p>\n

 <\/p>\n

Chudobn\u00ed bud\u00fa chudobnie\u0165, ak nie\u010do nezmenia<\/i><\/b><\/p>\n

Ka\u017ed\u00fd jeden \u010dlovek sa m\u00f4\u017ee ma\u0165 dobre. M\u00f4\u017ee z\u00edska\u0165 to, po \u010dom t\u00fa\u017ei a zmeni\u0165 svoj aktu\u00e1lny svet. Pozn\u00e1m nieko\u013eko pr\u00edpadov, kde sa jednotlivec dok\u00e1zal postavi\u0165 proti nev\u00f4le osudu a uspel. Ako prv\u00e9 je uvedomi\u0165 si, \u017ee v\u0161etko z\u00e1vis\u00ed od jednotlivca.<\/span><\/p>\n

Nie je to v\u017edy o peniazoch, ale tie dok\u00e1\u017eu spravi\u0165 dos\u0165. Preto ak m\u00e1 niekto vyrie\u0161en\u00e9 existen\u010dn\u00e9 z\u00e1le\u017eitosti, m\u00f4\u017ee na sebe pracova\u0165 \u010falej. Vzdelanie a lep\u0161ia pr\u00e1ca rozhodne dopom\u00f4\u017eu.\u00a0<\/span><\/p>\n

 <\/p>\n

Ako sa sta\u0165 bohat\u00fdm? Jednoducho, treba robi\u0165 to ist\u00e9, \u010do bohat\u00ed<\/i><\/b><\/p>\n

V\u00e4\u010d\u0161ina bohat\u00fdch za svoje bohatstvo v\u010fa\u010d\u00ed pr\u00e1ci a tomu, \u017ee sa neprestali vzdel\u00e1va\u0165. D\u00f4le\u017eit\u00e9 je, \u017ee bohatstvo nez\u00edskali za jeden de\u0148, ako to chce v\u00e4\u010d\u0161ina. Pracovali na sebe, aj ke\u010f to chv\u00ed\u013eami mo\u017eno vyzeralo zbyto\u010dn\u00e9. Aplikovali finan\u010dn\u00e9 z\u00e1sady na tvorbu majetku. Radili sa s profesion\u00e1lmi, ktor\u00ed sa rozumeli problematike a v\u010faka tomu dok\u00e1zali z\u00edska\u0165 to \u010do z\u00edskali.<\/span><\/p>\n

 <\/p>\n

Ako teda za\u010da\u0165?<\/b><\/p>\n

Hlavne by\u0165 otvoren\u00fd nov\u00fdm mo\u017enostiam a nespolieha\u0165 sa na zau\u017e\u00edvan\u00e9 sp\u00f4soby, ktor\u00e9 nikam neviedli. Ak niekto m\u00e1lo zar\u00e1ba, mal by pracova\u0165 na sebe a z\u00edska\u0165 lep\u0161ie platen\u00fa pr\u00e1cu. Ka\u017ed\u00fd mesiac si z v\u00fdplaty odklada\u0165 na rezervy. Ak bud\u00fa dostato\u010dn\u00e9 rezervy, treba ich za\u010da\u0165 zhodnocova\u0165, aby pracovali pre klienta. Rozhodne sa treba radi\u0165 s profesion\u00e1lnym finan\u010dn\u00edkom, ktor\u00fd na klienta m\u00e1 \u010das, sprav\u00ed s n\u00edm d\u00f4kladn\u00fa anal\u00fdzu potrieb a pod\u013ea toho, nastav\u00ed financie. N\u00e1sledne dodr\u017eiava\u0165 nastavenie, nevzd\u00e1va\u0165 sa a korigova\u0165 veci pod\u013ea potrieb a cie\u013eov.\u00a0<\/span><\/p>\n

 <\/p>\n

By\u0165 bohat\u00fdm neznamen\u00e1 hne\u010f vlastni\u0165 miliardy, aj ke\u010f by to pote\u0161ilo. Bohatstvo je v tom, \u017ee m\u00e1m vy\u0161\u0161\u00ed pr\u00edjem ako v\u00fddavky. Ten pr\u00edjem ale nie je z\u00e1visl\u00fd od mojej \u010dinnosti. Vtedy sa st\u00e1vam finan\u010dne slobodn\u00fdm.\u00a0<\/span><\/p>\n

 <\/p>\n

Najv\u00e4\u010d\u0161ia hodnota nie je v peniazoch, ale v tom, \u017ee na z\u00e1klade spr\u00e1vnych krokov \u010dlovek nielen zbohatol finan\u010dne, ale aj osobnostne a po str\u00e1nke vzdelania. Ak by u neho hoci\u010do nastalo, dok\u00e1zal by to zopakova\u0165 a z\u00edska\u0165 nazad, \u010do stratil.<\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Zar\u00e1ba\u0165 ve\u013ea pe\u0148az\u00ed neznamen\u00e1, \u017ee sa budeme ma\u0165 lep\u0161ie. M\u00f4\u017ee to by\u0165 dokonca presne naopak, ten s ni\u017e\u0161\u00edm pr\u00edjmom si m\u00f4\u017ee dovoli\u0165 viac ako jeho sused s dvojn\u00e1sobnou mzdou.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-6245","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=6245"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6245\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=6245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=6245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=6245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}