{"id":6282,"date":"2024-05-25T00:00:00","date_gmt":"2024-05-24T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/ako-si-najlacnejsie-zaobstarat-nove-auto-vdaka-tomuto-usetrite-tisice-eur\/"},"modified":"2024-05-25T00:00:00","modified_gmt":"2024-05-24T23:00:00","slug":"ako-si-najlacnejsie-zaobstarat-nove-auto-vdaka-tomuto-usetrite-tisice-eur","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/ako-si-najlacnejsie-zaobstarat-nove-auto-vdaka-tomuto-usetrite-tisice-eur\/","title":{"rendered":"Ako si najlacnej\u0161ie zaobstara\u0165 nov\u00e9 auto? V\u010faka tomuto tipu u\u0161etr\u00edte tis\u00edce eur"},"content":{"rendered":"

Nech sa akoko\u013evek intenz\u00edvne hovor\u00ed o ot\u00e1znej bud\u00facnosti osobnej dopravy, v\u00e4\u010d\u0161ina dospel\u00fdch \u013eud\u00ed st\u00e1le stoj\u00ed pred ot\u00e1zkou, ako si zadov\u00e1\u017ei\u0165 nov\u00e9 auto. Do \u00favahy prich\u00e1dza cel\u00e1 paleta rie\u0161en\u00ed: \u00faver, operat\u00edvny \u010di finan\u010dn\u00fd leasing. Ka\u017ed\u00e1 z t\u00fdchto met\u00f3d zadov\u00e1\u017eenia auta m\u00e1 svoje pre a proti. Niekedy s\u00fa rozdiely zdanlivo minim\u00e1lne, ale be\u017en\u00e9mu \u010dloveku z\u00e1le\u017e\u00ed aj na mali\u010dkostiach.<\/span><\/p>\n

Na Slovensku si \u010dasto l\u00e1meme hlavu s ot\u00e1zkou vlastn\u00edctva \u00e1ut, ale v podnikate\u013eskom sektore v z\u00e1padn\u00fdch krajin\u00e1ch je t\u00e1to ot\u00e1zka u\u017e dlh\u0161ie zodpovedan\u00e1 a vyrie\u0161en\u00e1. Preva\u017en\u00e1 \u010das\u0165 pr\u00e1vnick\u00fdch subjektov si u\u017e toti\u017e slu\u017ebu zaobstarania a spr\u00e1vy vozov\u00e9ho parku zabezpe\u010duje formou pren\u00e1jmu vozidla alebo operat\u00edvneho leasingu. Rovnak\u00fd, ak\u00fd m\u00e1me aj na Slovensku.<\/span><\/p>\n

T\u00fdm, \u017ee spolo\u010dnosti u\u017e nemaj\u00fa potrebu vozidl\u00e1 vlastni\u0165, st\u00e1va sa pre nich st\u00e1le atrakt\u00edvnej\u0161ou vo\u013ebou pr\u00e1ve ich pren\u00e1jom. Ak sa p\u00fdtate pre\u010do, uvedieme nieko\u013eko najpodstatnej\u0161\u00edch d\u00f4vodov.<\/span><\/p>\n

V\u017edy ide o peniaze<\/b><\/h3>\n

Pokia\u013e si vozidlo idete k\u00fapi\u0165 do predajne, je nevyhnutn\u00e9 zlo\u017ei\u0165 pri k\u00fape akont\u00e1ciu. T\u00e1 sa pohybuje pribli\u017ene na 20 a\u017e 30 percent\u00e1ch z celkovej ceny vozidla. Zna\u010dn\u00e1 \u010das\u0165 spolo\u010dnost\u00ed v\u0161ak tak\u00fdmi finan\u010dn\u00fdmi prostriedkami nedisponuje, \u010do im otv\u00e1ra dvere pre uva\u017eovanie o pren\u00e1jme. Pri pren\u00e1jme sa plat\u00ed prinajhor\u0161om z\u00e1bezpeka, respekt\u00edve depozit, ktor\u00fd sa na konci pren\u00e1jmu vracia. Hodnota tohto depozitu je pritom iba zlomkom akont\u00e1cie potrebnej k n\u00e1kupu. S\u00fa ale spolo\u010dnosti, ktor\u00e9 nevy\u017eaduj\u00fa \u017eiadne platby vopred.\u00a0<\/span><\/p>\n

Tak\u00fdmto sp\u00f4sobom je mo\u017en\u00e9 u\u0161etren\u00e9 finan\u010dn\u00e9 prostriedky investova\u0165 do r\u00f4znych projektov, cashflow sa udr\u017eiava stabiln\u00fd. V pr\u00edpade fyzick\u00fdch os\u00f4b je t\u00e1to \u00faspora o to v\u00fdznamnej\u0161ia, \u017ee m\u00f4\u017ee by\u0165 investovan\u00e1 do kon\u00ed\u010dkov, ako cestovania \u010di z\u00e1\u017eitkov, vzdel\u00e1vania alebo pou\u017eit\u00e1 na sporenie.<\/span><\/p>\n

V\u00fd\u0161ka spl\u00e1tok po\u010das pren\u00e1jmu z\u010faleka nepokryje k\u00fapnu hodnotu vozidla. \u010ci\u017ee za vozidlo plat\u00edte ove\u013ea menej a iba v dobe ke\u010f ho vyu\u017e\u00edvate. Ke\u010f ho vr\u00e1tite, prest\u00e1vate plati\u0165.<\/span><\/p>\n

Pren\u00e1jom vozidla v\u0161ak \u0161etr\u00ed aj mno\u017estvo \u010dasu a \u201epapierova\u010diek\u201c. Vlastn\u00e9 vozidlo mus\u00ed jeho majite\u013e zaregistrova\u0165, vybavova\u0165 poistenia, plati\u0165 dane \u010di dia\u013eni\u010dn\u00e9 zn\u00e1mky. A pri predaji ho \u010dak\u00e1 rovnako ve\u013ea administrat\u00edvy a n\u00e1mahy. Pri pren\u00e1jme je byrokracie nepomerne menej – spolo\u010dnos\u0165, slu\u017ebu zabezpe\u010d\u00ed, len odovzd\u00e1 k\u013e\u00fa\u010de od vozidla a vy sa nemus\u00edte o ni\u010d viac stara\u0165. V\u0161etky poplatky, dane a n\u00e1klady m\u00e1te rozpo\u010d\u00edtan\u00e9 do jednej sumy. T\u00e1to polo\u017eka je navy\u0161e da\u0148ovo uznate\u013en\u00fd n\u00e1klad. Pre firmy nie\u010do, \u010do ur\u010dite ocenia ich finan\u010dn\u00edci.<\/span><\/p>\n

Jednozna\u010dnou dev\u00edzou pren\u00e1jmu je, \u017ee jedna mesa\u010dn\u00e1 spl\u00e1tka obsahuje okrem tankovania paliva doslova v\u0161etky n\u00e1klady spojen\u00e9 s be\u017enou prev\u00e1dzkou vozidla. Okrem vy\u0161\u0161ie spomenut\u00e9ho je to navy\u0161e asisten\u010dn\u00e1 slu\u017eba, garan\u010dn\u00e9 servisn\u00e9 prehliadky, sez\u00f3nne prez\u00favanie a uskladnenie pneumat\u00edk, \u010di predplaten\u00fd ro\u010dn\u00fd n\u00e1jazd kilometrov. \u0164a\u017eko h\u013eada\u0165 nie\u010do, \u010do nepr\u00edjemne prekvap\u00ed.<\/span><\/p>\n

Najv\u00e4\u010d\u0161ou nev\u00fdhodou konven\u010dn\u00e9ho operat\u00edvneho leasingu je nieko\u013ekoro\u010dn\u00e1 viazanos\u0165, \u010do \u013eud\u00ed pr\u00edli\u0161 zav\u00e4zuje. Dlhodob\u00fd pren\u00e1jom vozidla je preto ide\u00e1lnou alternat\u00edvou. (foto: \u0160koda Auto)<\/p>\n Najv\u00e4\u010d\u0161ou nev\u00fdhodou konven\u010dn\u00e9ho operat\u00edvneho leasingu je nieko\u013ekoro\u010dn\u00e1 viazanos\u0165, \u010do \u013eud\u00ed pr\u00edli\u0161 zav\u00e4zuje. Dlhodob\u00fd pren\u00e1jom vozidla je preto ide\u00e1lnou alternat\u00edvou.<\/strong> ILUSTRA\u010cN\u00c9 FOTO\n

Viazanos\u0165 alebo sloboda?\u00a0<\/b><\/h3>\n

Pre mnoh\u00fdch bola najv\u00e4\u010d\u0161\u00edm probl\u00e9mom dlh\u00e1 viazanos\u0165. Operat\u00edvny leasing sa \u0161tandardne uzatv\u00e1ra na tri a\u017e p\u00e4\u0165 rokov. Pre firmy to zvy\u010dajne probl\u00e9m nepredstavuje, ale predov\u0161etk\u00fdm mlad\u00fdch a akt\u00edvnych \u013eud\u00ed to doslova zv\u00e4zuje.\u00a0<\/span><\/p>\n

Len\u017ee slovensk\u00fd trh dnes pon\u00faka rie\u0161enia, ktor\u00e9 tak\u00fato enormne dlh\u00fa viazanos\u0165 nevy\u017eaduj\u00fa, \u010do je azda najpresved\u010divej\u0161\u00ed faktor pre vy\u0161\u0161ie zmienen\u00fdch akt\u00edvnych \u013eud\u00ed, pre ktor\u00fdch s\u00fa neoddelite\u013enou s\u00fa\u010das\u0165ou \u017eivota zmena a cestovanie. Viazanos\u0165 iba 12 mesiacov, cena konkuruj\u00faca cen\u00e1m operat\u00edvneho leasingu, v\u0161etky potrebn\u00e9 slu\u017eby zahrnut\u00e9 v cene pren\u00e1jmu, flexibilita a sloboda v rozhodovan\u00ed, \u010di budete pokra\u010dova\u0165 s \u010fal\u0161\u00edm vozidlom – to s\u00fa najsilnej\u0161ie argumenty v prospech dlhodob\u00e9ho pren\u00e1jmu.\u00a0<\/span><\/p>\n

K v\u00fdpisu v\u00fdhod je potrebn\u00e9 pripo\u010d\u00edta\u0165 si mo\u017enos\u0165 v\u00fdberu z \u00e1ut v kvalitnej v\u00fdbave s bohat\u00fdmi doplnkov\u00fdmi bal\u00edkmi, v\u00fdkonn\u00fdmi motoriz\u00e1ciami a dostupnos\u0165ou ihne\u010f.\u00a0<\/span><\/p>\n

 <\/p>\n Ponuka \u00e1ut je dnes mimoriadne pestr\u00e1, v\u017edy sa v\u0161ak jedn\u00e1 o kvalitn\u00e9 vozidl\u00e1 vo vy\u0161\u0161ej v\u00fdbave s dobr\u00fdm v\u00fdkonom. (foto: AVIS Maxirent)\n

V\u0161etko hr\u00e1 v prospech pren\u00e1jmu<\/b><\/h3>\n

Ak\u00e1 je teda stru\u010dn\u00e1 odpove\u010f na ot\u00e1zku, ako si zabezpe\u010di\u0165 nov\u00e9 vozidlo? Nechajte odborn\u00edkov, aby sa starali za v\u00e1s a u\u017e\u00edvajte si slobodu v\u010faka pren\u00e1jmu vozidla.<\/span><\/p>\n

U\u0161etren\u00e9 peniaze pritom nie s\u00fa iba teoretick\u00e9, ost\u00e1vaj\u00fa v\u00e1m doslova a prakticky.<\/span><\/p>\n

Ja osobne som si ned\u00e1vno vzal vozidlo \u0160koda Octavia Combi. M\u00e1 v\u00fdkon 184 kon\u00ed, pohon 4×4, vn\u00fatri obrovsk\u00fa navig\u00e1ciu a virtu\u00e1lny kokpit a do kufra zbal\u00edm pokojne aj dve rodiny. A to v\u0161etko za v\u00fdborn\u00fa spl\u00e1tku. Never\u00edte? Presved\u010dte sa sami na www.avismaxirent.sk<\/strong>.<\/span><\/p>\n

\u00a0<\/span><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Nech sa akoko\u013evek intenz\u00edvne hovor\u00ed o ot\u00e1znej bud\u00facnosti osobnej dopravy, v\u00e4\u010d\u0161ina dospel\u00fdch \u013eud\u00ed st\u00e1le stoj\u00ed pred ot\u00e1zkou, ako si zadov\u00e1\u017ei\u0165 nov\u00e9 auto. Do \u00favahy prich\u00e1dza<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-6282","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=6282"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6282\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=6282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=6282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=6282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}