{"id":6814,"date":"2021-04-13T00:00:00","date_gmt":"2021-04-12T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/uradnici-fedu-sa-brania-prijatiu-digitalneho-americkeho-dolara\/"},"modified":"2021-04-13T00:00:00","modified_gmt":"2021-04-12T23:00:00","slug":"uradnici-fedu-sa-brania-prijatiu-digitalneho-americkeho-dolara","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/uradnici-fedu-sa-brania-prijatiu-digitalneho-americkeho-dolara\/","title":{"rendered":"\u00daradn\u00edci Fedu sa br\u00e1nia prijatiu digit\u00e1lneho americk\u00e9ho dol\u00e1ra"},"content":{"rendered":"Prechod na digit\u00e1lnu menu nie je tak jednoduchou z\u00e1le\u017eitos\u0165ou, ako sa m\u00f4\u017ee na prv\u00fd poh\u013ead zda\u0165. Najm\u00e4 nie pre americk\u00fd dol\u00e1r, ktor\u00fd je svetovou rezervnou menou\n

Feder\u00e1lny rezervn\u00fd syst\u00e9m (FED) pokra\u010duje v sk\u00faman\u00ed mo\u017en\u00e9ho vyu\u017e\u00edvania digit\u00e1lnej meny emitovanej centr\u00e1lnou bankou (CBDC), ale k\u013e\u00fa\u010dov\u00ed predstavitelia na\u010falej tvrdia, \u017ee v bl\u00edzkej bud\u00facnosti by sme ur\u010dite nemali o\u010dak\u00e1va\u0165 \u017eiadne digit\u00e1lne dol\u00e1re vydan\u00e9 Fedom,\u00a0informoval finan\u010dn\u00fd port\u00e1l Yahoo! Finance.<\/p>\n

Fed pracuje s v\u00fdskumn\u00edkmi z Massachusetts Institute of Technology na vytv\u00e1ran\u00ed a testovan\u00ed digit\u00e1lneho dol\u00e1ru v r\u00f4znych hypotetick\u00fdch pr\u00edpadoch pou\u017eitia. Ale to, \u010di si Fed nakoniec jednu osvoj\u00ed alebo nie, je samostatn\u00e1 ot\u00e1zka.<\/p>\n

Aj ke\u010f in\u00e9 centr\u00e1lne banky prejavili v\u00e4\u010d\u0161\u00ed z\u00e1ujem o prijatie digit\u00e1lnych verzi\u00ed svojich mien, predstavitelia Fedu varuj\u00fa, \u017ee s ich zaveden\u00edm je spojen\u00fdch ve\u013ea riz\u00edk.<\/p>\n

Jedn\u00fdm z probl\u00e9mov je ochrana s\u00fakromia. Ak Fed pou\u017e\u00edva blockchain na riadenie distrib\u00facie digit\u00e1lnych dol\u00e1rov, pou\u017e\u00edvatelia m\u00f4\u017eu ma\u0165 obavy z toho, \u017ee centr\u00e1lna banka bude ma\u0165 pr\u00edstup k jednotliv\u00fdm \u00fadajom o v\u00fddavkoch a sledova\u0165 ich.<\/p>\n

\u010eal\u0161\u00edm probl\u00e9mom je naru\u0161enie s\u00fa\u010dasn\u00e9ho bankov\u00e9ho syst\u00e9mu. Keby Fed umo\u017enil pou\u017e\u00edvate\u013eom plati\u0165 za tovar a slu\u017eby pomocou digit\u00e1lnej pe\u0148a\u017eenky vydanej Fedom, banky by s\u00fa\u0165a\u017eili so samotn\u00fdm Fedom vo financovan\u00ed vkladov. Predseda Fedu Jerome Powell<\/strong> vyhl\u00e1sil, \u017ee je otvoren\u00fd \u201edvojstup\u0148ov\u00e9mu\u201c syst\u00e9mu, kde pe\u0148a\u017eenku spravuje s\u00fakromn\u00fd sektor, nie Fed.<\/p>\n

Existuj\u00fa tie\u017e obavy z toho, \u010di m\u00e1 Fed z\u00e1konn\u00fa autoritu v\u00f4bec vyd\u00e1va\u0165 digit\u00e1lny dol\u00e1r. Powell sa zaviazal, \u017ee tak nikdy neza\u010dne kona\u0165 bez v\u00fdslovn\u00e9ho legislat\u00edvneho schv\u00e1lenia Kongresom, ktor\u00fd m\u00e1 v tomto oh\u013eade nad Fedom moc.<\/p>\n

Pre\u010do je re\u010d o centr\u00e1lnych bank\u00e1ch?<\/h3>\n

Ostatn\u00e9 centr\u00e1lne banky postupuj\u00fa vo svojich vlastn\u00fdch digit\u00e1lnych men\u00e1ch r\u00fdchlej\u0161ie, pri\u010dom Eur\u00f3pska centr\u00e1lna banka (ECB) u\u017e avizuje mo\u017enos\u0165 spustenia jednej z jej foriem do \u0161tyroch rokov.<\/p>\n

Fed tie\u017e zaost\u00e1va o nieko\u013eko rokov za \u010c\u00ednskou \u013eudovou bankou, ktor\u00e1 u\u017e pilotuje vlastn\u00fd digit\u00e1lny j\u00fcan s pou\u017e\u00edvate\u013emi a obchodn\u00edkmi.<\/p>\n

Pou\u017eitie digit\u00e1lnej pe\u0148a\u017eenky vydanej centr\u00e1lnou bankou by centr\u00e1lnym bank\u00e1m umo\u017enilo efekt\u00edvnej\u0161ie a priamo pren\u00e1\u0161a\u0165 stimuly na spotrebite\u013eov. Namiesto toho, aby \u201ep\u00fa\u0161\u0165al\u201c peniaze do bankov\u00e9ho syst\u00e9mu, by FED mohol prenies\u0165 stimul priamo do spotrebite\u013esk\u00fdch pe\u0148a\u017eeniek.<\/p>\n

ECB a \u010fal\u0161ie centr\u00e1lne banky so z\u00e1porn\u00fdmi \u00farokov\u00fdmi sadzbami by zasa mohli tieto sadzby pou\u017ei\u0165 aj priamo na ak\u00e9ko\u013evek vklady veden\u00e9 v t\u00fdchto pe\u0148a\u017eenk\u00e1ch, \u010do efekt\u00edvnej\u0161ie zatla\u010d\u00ed na spotrebite\u013eov a ich v\u00fddavky do ekonomiky.<\/p>\n

Bank of America Securities o\u010dak\u00e1va, \u017ee centr\u00e1lne banky v kone\u010dnom d\u00f4sledku n\u00e1jdu v digit\u00e1lnej mene viac v\u00fdhod ako riz\u00edk. Probl\u00e9mom v\u0161ak m\u00f4\u017eu by\u0165 z\u00e1konodarcovia v USA, ktor\u00ed v\u00e1haj\u00fa s naru\u0161en\u00edm s\u00fa\u010dasn\u00e9ho stavu vzh\u013eadom na \u00falohu dol\u00e1ra ako svetovej rezervnej meny.<\/p>\n

Aj ke\u010f dnes nem\u00e1me jednozna\u010dn\u00e9 \u00e1no alebo nie od Fedu, je vysoko pravdepodobn\u00e9, \u017ee v priebehu tejto dek\u00e1dy bude musie\u0165 aspo\u0148 \u010diasto\u010dne menu digitalizova\u0165, pr\u00edpadne inak v\u00fdznamne modernizova\u0165, aby udr\u017eal krok so zvy\u0161kom sveta. Kritici v\u0161ak tvrdia, \u017ee rovnako pravdepodobn\u00e9 je aj to, \u017ee si Spojen\u00e9 \u0161t\u00e1ty predsa len p\u00f4jdu vlastnou cestou, paralelnou k zvy\u0161ku sveta.<\/p>\n

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Feder\u00e1lny rezervn\u00fd syst\u00e9m (FED) pokra\u010duje v sk\u00faman\u00ed mo\u017en\u00e9ho vyu\u017e\u00edvania digit\u00e1lnej meny emitovanej centr\u00e1lnou bankou (CBDC), ale k\u013e\u00fa\u010dov\u00ed predstavitelia na\u010falej tvrdia, \u017ee v bl\u00edzkej bud\u00facnosti by<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-6814","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=6814"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6814\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=6814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=6814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=6814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}