{"id":6935,"date":"2024-06-10T00:00:00","date_gmt":"2024-06-09T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/investicie-do-zlata\/"},"modified":"2024-06-10T00:00:00","modified_gmt":"2024-06-09T23:00:00","slug":"investicie-do-zlata","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/investicie-do-zlata\/","title":{"rendered":"Ako funguje trh so zlatom a ko\u013eko mus\u00edte vlo\u017ei\u0165, aby v\u00e1m vyn\u00e1\u0161alo?"},"content":{"rendered":"<p>Pochopite\u013ene, medzi ve\u013ek\u00fdmi investormi sa na drah\u00e9 kovy &#8211; najm\u00e4 <strong>zlato<\/strong>, rozhodne nezabudlo. St\u00e1le ide o jeden z najvz\u00e1cnej\u0161\u00edch materi\u00e1lov, ktor\u00e9ho <strong>investi\u010dn\u00e1 hodnota<\/strong> a z nej plyn\u00face potenci\u00e1lne <strong>v\u00fdnosy<\/strong> st\u00e1le <strong>rast\u00fa<\/strong>. Men\u0161\u00ed <strong>investori<\/strong>, predov\u0161etk\u00fdm t\u00ed za\u010d\u00ednaj\u00faci, v\u0161ak v dne\u0161nej dobe vo v\u00e4\u010d\u0161ine pr\u00edpadov uprednostnia <strong>virtu\u00e1lne komodity<\/strong> &#8211; ako s\u00fa <strong>kryptomeny<\/strong> or <strong>akcie<\/strong> firiem.<\/p>\n<p>Napriek tomu, si \u013eudia k <strong>investi\u010dn\u00e9mu zlatu<\/strong> cestu n\u00e1jdu. Ke\u010f\u017ee z\u00edskavanie tohto <strong>vz\u00e1cneho kovu<\/strong> je pomerne zlo\u017eit\u00fd proces, odr\u00e1\u017ealo sa to na jeho cene. <strong>U\u017e v minulosti bolo zlato ve\u013emi cenen\u00e9<\/strong>, vyu\u017e\u00edvan\u00e9 predov\u0161etk\u00fdm ako <strong>platidlo<\/strong> and <strong>materi\u00e1l na v\u00fdrobu \u0161perkov.<\/strong><\/p>\n<p>Aj v <strong>hist\u00f3rii pe\u0148a\u017en\u00edctva<\/strong> zohralo <strong>zlato<\/strong> svoju <strong>nenahradite\u013en\u00fa \u00falohu.<\/strong> Z n\u00e1u\u010dnej literat\u00fary vieme, \u017ee <strong>platidl\u00e1<\/strong> mali v minulosti <strong>r\u00f4zne podoby.<\/strong> Od h\u013e\u00faz zeleniny, cez <strong>meden\u00e9<\/strong> alebo in\u00e9 <strong>kovov\u00e9 materi\u00e1ly,<\/strong> sme sa ako spolo\u010dnos\u0165 dopracovali a\u017e k <strong>minciam<\/strong> and <strong>papierov\u00fdm peniazom &#8211; bankovk\u00e1m.\u00a0<\/strong><\/p>\n<p>A boli to pr\u00e1ve <strong>bankovky,<\/strong> ktor\u00e9 boli e\u0161te do ned\u00e1vnej minulosti <strong>kryt\u00e9 zlatom.<\/strong> To v preklade znamen\u00e1, \u017ee <strong>ka\u017ed\u00e1 vytla\u010den\u00e1 bankovka,<\/strong> mala <strong>hodnotu zodpovedaj\u00facu re\u00e1lnemu zlatu,<\/strong> ulo\u017een\u00e9mu v <strong>trezoroch b\u00e1nk.<\/strong> V pr\u00edpade potreby by teda bolo mo\u017en\u00e9 t\u00fato bankovku zameni\u0165 sa pr\u00edslu\u0161n\u00e9 mno\u017estvo <strong>zlata.<\/strong><\/p>\n<p><strong>Krytie pe\u0148a\u017en\u00fdch mien zlatom <\/strong>sa v\u0161ak vplyvom <strong>p\u00e1du Brettonwoodskeho menov\u00e9ho syst\u00e9mu<\/strong> skon\u010dilo. Tento <strong>menov\u00fd syst\u00e9m<\/strong> bol nahraden\u00fd nov\u00fdm syst\u00e9mom, ktor\u00e9ho z\u00e1kladn\u00fdm princ\u00edpom, je <strong>krytie pe\u0148az\u00ed zo strany b\u00e1nk.<\/strong> M\u00f4\u017eeme teda poveda\u0165, \u017ee dne\u0161n\u00e9 peniaze maj\u00fa formu tzv.\u00a0<strong>depoz\u00edt\u00a0<\/strong>a v praxi predstavuj\u00fa <strong>z\u00e1v\u00e4zky b\u00e1nk vo\u010di n\u00e1m<\/strong> &#8211; klientom, pri\u010dom s\u00fa <strong>kryt\u00e9 majetkom konkr\u00e9tnej banky.\u00a0<\/strong><\/p>\n<p>Po\u010fme ale k samotn\u00e9mu <strong>zlatu.<\/strong><\/p>\n<h3>Zlato ako v\u00fdhodn\u00e1 invest\u00edcia<\/h3>\n<p>V\u0161eobecne je\u00a0<strong>invest\u00edcia do zlata,\u00a0<\/strong>pokladan\u00e1 za rozumn\u00e9 a\u00a0<strong>bezpe\u010dn\u00e9 rie\u0161enie.\u00a0<\/strong>Najv\u00e4\u010d\u0161\u00edmi odberate\u013emi tejto\u00a0<strong>komodity\u00a0<\/strong>s\u00fa <strong>&#8222;\u0161perk\u00e1rske dielne&#8220;, technologick\u00ed giganti<\/strong> and <strong>trhy v \u00c1zii<\/strong> &#8211; najm\u00e4 India a \u010c\u00edna. Tu <strong>zlato\u00a0<\/strong>okrem <strong>ekonomickej prosperity<\/strong><strong>,<\/strong> zastupuje aj ur\u010dit\u00e9 funkcie v r\u00e1mci <strong>n\u00e1bo\u017eenstiev\u00a0<\/strong>and\u00a0<strong>kult\u00farnych zvyklost\u00ed.\u00a0<\/strong><\/p>\n <strong>Chr\u00e1my zdoben\u00e9 zlatom &#8211; s\u00fa\u010das\u0165 tradi\u010dnej \u00e1zijskej kult\u00fary &#8211; jedn\u00e9ho z najv\u00e4\u010d\u0161\u00edch trhov, v r\u00e1mci dopytu po zlate. | Foto: pexels.com<\/strong>\n<p>Spom\u00ednan\u00fa\u00a0<strong>bezpe\u010dnos\u0165\u00a0<\/strong>zastupuje\u00a0<strong>zlato\u00a0<\/strong>aj na trhu financi\u00ed. Je toti\u017eto akousi\u00a0<strong>z\u00e1rukou spo\u013eahlivosti\u00a0<\/strong>aj v \u010dasoch rast\u00facej miery\u00a0<strong>infl\u00e1cie\u00a0<\/strong>\u010di\u00a0<strong>geopolitick\u00fdch vplyvov,\u00a0<\/strong>ktor\u00fdch dopady zasahuj\u00fa pr\u00e1ve aj\u00a0<strong>finan\u010dn\u00e9 trhy.\u00a0<\/strong>Ke\u010f\u017ee <strong>hodnota zlata je pomerne stabiln\u00e1,<\/strong> nesie v\u00fdrazne <strong>ni\u017e\u0161iu d\u00e1vku rizika<\/strong> v r\u00e1mci investovania, ako je to be\u017ene pri in\u00fdch obchodovan\u00fdch komodit\u00e1ch, a preto predstavuje aj v\u00fdborn\u00fd sp\u00f4sob na\u00a0<strong>diverzifik\u00e1ciu majetku.\u00a0<\/strong><\/p>\n<p><strong>N\u00e1kupn\u00e1 cena<\/strong> tejto komodity sa odv\u00edja predov\u0161etk\u00fdm od aktu\u00e1lneho diania na trhu &#8211; najm\u00e4 <strong>dopytu a ponuky<\/strong>. Druh\u00fdm faktorom, ktor\u00fd v\u00fdraznou mierou vpl\u00fdva na aktu\u00e1lnu\u00a0<strong>cenu zlata,\u00a0<\/strong>je\u00a0<strong>ekonomick\u00fd v\u00fdvoj.\u00a0<\/strong>V pr\u00edpade existencie predpokladu, na\u00a0<strong>ekonomick\u00fa kr\u00edzu\u00a0<\/strong>alebo in\u00e9 v\u00fdkyvy na finan\u010dnom trhu,\u00a0<strong>investori\u00a0<\/strong>zvy\u0161uj\u00fa objemy nak\u00fapen\u00e9ho zlata, \u010do v kone\u010dnom d\u00f4sledku\u00a0<strong>zvy\u0161uje jeho cenu.\u00a0<\/strong><\/p>\n<h3>Ako investova\u0165?<\/h3>\n<p><strong>Invest\u00edcia\u00a0<\/strong>do\u00a0<strong>zlata\u00a0<\/strong>je z poh\u013eadu mno\u017estva\u00a0<strong>sp\u00f4sobov investovania\u00a0<\/strong>ve\u013emi flexibiln\u00e1. Prv\u00fdm a klasick\u00fdm sp\u00f4sobom, je <strong>fyzick\u00e1 k\u00fapa<\/strong> re\u00e1lneho zlata. Tak\u00fdto sp\u00f4sob invest\u00edcie je zv\u00e4\u010d\u0161a vykon\u00e1van\u00fd prostredn\u00edctvom k\u00fapy\u00a0<strong>zlat\u00fdch minc\u00ed, \u0161perkov<\/strong>, ale najm\u00e4\u00a0<strong>zlat\u00fdch tehli\u010diek.\u00a0<\/strong>K p\u00f4vodnej cene tak\u00e9hoto zlata sa v\u0161ak prir\u00e1tavaj\u00fa aj <strong>n\u00e1klady<\/strong> na jeho <strong>opracovanie<\/strong>, <strong>skladovanie<\/strong> a samozrejme aj <strong>sprostredkovanie predaja,<\/strong> \u010do v kone\u010dnom d\u00f4sledku\u00a0<strong>navy\u0161uje p\u00f4vodn\u00fa cenu komodity.\u00a0<\/strong><\/p>\n<p>Nev\u00fdhodou tak\u00e9hoto vlastn\u00edctva zlata, je nutnos\u0165 jeho vhodn\u00e9ho\u00a0<strong>skladovania\u00a0<\/strong>a ot\u00e1zna je v tomto pr\u00edpade aj\u00a0<strong>bezpe\u010dnos\u0165 samotnej komodity,\u00a0<\/strong>vo vz\u0165ahu k mo\u017enej kr\u00e1de\u017ei.<\/p>\n<h3>&#8222;Virtu\u00e1lne zlato&#8220;<\/h3>\n<p>In\u00fdm sp\u00f4sobom, v dne\u0161nej dobe pomerne ob\u013e\u00faben\u00fdm, je\u00a0<strong>investovanie do akci\u00ed zlata.\u00a0<\/strong>To predstavuje invest\u00edciu do\u00a0<strong>\u0165a\u017eobn\u00fdch spolo\u010dnost\u00ed,\u00a0<\/strong>\u0161pecializuj\u00facich sa na\u00a0<strong>\u0165a\u017ebu zlata,\u00a0<\/strong>pr\u00edpadne in\u00fdch firiem, pracuj\u00facich s t\u00fdmto\u00a0<strong>vz\u00e1cnym kovom.\u00a0<\/strong>K\u00fapou akci\u00ed sa teda st\u00e1vajte\u00a0<strong>akcion\u00e1rom\u00a0<\/strong>takejto spolo\u010dnosti a pri <strong>st\u00fapaj\u00facom dopyte po zlate<\/strong>, rast\u00fa aj va\u0161e\u00a0<strong>pr\u00edjmy\u00a0<\/strong>z takejto\u00a0<strong>invest\u00edcie.\u00a0<\/strong><\/p>\n<p>To pr\u00e1ve v \u010dase, ke\u010f\u00a0<strong>akcie\u00a0<\/strong>tak\u00fdchto spolo\u010dnost\u00ed\u00a0<strong>rast\u00fa,\u00a0<\/strong>vyznieva ako celkom\u00a0<strong>perspekt\u00edvna invest\u00edcia.\u00a0<\/strong><\/p>\n <strong>Okrem kryptomien m\u00f4\u017eete investova\u0165 aj do virtu\u00e1lneho zlata. \u010ci u\u017e si v\u0161ak vyberiete jednu alebo druh\u00fa komoditu, diverzifik\u00e1cia majetku v\u00e1m prinesie rozhodne viac plusov ako m\u00ednusov. | Foto: pexels.com<\/strong>\n<p>V jednom z minul\u00fdch \u010dl\u00e1nkov, sme sa venovali invest\u00edcii do <strong>ETF (Exchange Traded Fund). <\/strong>A prostredn\u00edctvom t\u00fdchto <strong>fondov,\u00a0<\/strong>m\u00f4\u017eete investova\u0165 aj do\u00a0<strong>zlata.\u00a0<\/strong>Ak sa rozhodnete pre tento sp\u00f4sob zaobstarania si zlata, v praxi za v\u00e1s bude\u00a0<strong>zlato nakupova\u0165 fond,\u00a0<\/strong>ktor\u00e9ho <strong>akcion\u00e1rom ste <\/strong>(ETF so zameran\u00edm na zlato, do ktor\u00e9ho ste investovali). Okrem priamej <strong>ETF invest\u00edcie\u00a0<\/strong>do zlata v podobe minc\u00ed a tehli\u010diek, m\u00f4\u017eete ako v predch\u00e1dzaj\u00facom pr\u00edpade, investova\u0165 do <strong>fondu \u0165a\u017eobnej spolo\u010dnosti. <\/strong>Tak svoju invest\u00edciu zameriate sk\u00f4r na proces z\u00edskavania a spracovania zlata, ako na jeho <strong>fin\u00e1lne podoby.\u00a0<\/strong><\/p>\n<p>\u010eal\u0161\u00edm a posledn\u00fdm sp\u00f4sobom, ktor\u00fd si v dne\u0161nom \u010dl\u00e1nku spomenieme, s\u00fa tzv.\u00a0<strong>CFD kontrakty. Invest\u00edcia\u00a0<\/strong>t\u00fdmto sp\u00f4sobom, je zalo\u017een\u00e1 na sledovan\u00ed\u00a0<strong>aktu\u00e1lnej ceny\u00a0<\/strong>obchodovanej komodity &#8211;\u00a0<strong>konkr\u00e9tne zlata. V\u00fdnosy\u00a0<\/strong>z invest\u00edcie v tomto pr\u00edpade predstavuje\u00a0<strong>rozdiel\u00a0<\/strong>medzi\u00a0<strong>n\u00e1kupnou cenou komodity\u00a0<\/strong>and\u00a0<strong>aktu\u00e1lnou predajnou cenou\u00a0<\/strong>v \u010dase predaja. Tento sp\u00f4sob je mo\u017en\u00e9 prostredn\u00edctvom obchodn\u00edka zrealizova\u0165 aj s <strong>ni\u017e\u0161\u00edmi vstupn\u00fdmi n\u00e1kladmi<\/strong> and <strong>potenci\u00e1lnym vysok\u00fdm ziskom<\/strong>, ale naopak aj s <strong>hroziacou<\/strong> vysokou\u00a0<strong>finan\u010dnou stratou.\u00a0<\/strong><\/p>\n<p>Existuje teda viacero sp\u00f4sobov, ako do tohto <strong>vz\u00e1cneho kovu investova\u0165.\u00a0<\/strong>Ak sa pre tak\u00fato invest\u00edciu rozhodnete, je u\u017e len na v\u00e1s, ktor\u00fd sp\u00f4sob si vyberiete. M\u00f4\u017eete v\u0161ak r\u00e1ta\u0165 s t\u00fdm, \u017ee\u00a0<strong>investovanie do zlata\u00a0<\/strong>je spr\u00e1vnou cestou, pre\u00a0<strong>diverzifik\u00e1ciu\u00a0<\/strong>va\u0161ich pe\u0148az\u00ed a do bud\u00facna sa v\u00e1m t\u00e1to invest\u00edcia odmen\u00ed, v podobe\u00a0<strong>vysok\u00fdch v\u00fdnosov.\u00a0<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Pochopite\u013ene, medzi ve\u013ek\u00fdmi investormi sa na drah\u00e9 kovy &#8211; najm\u00e4 zlato, rozhodne nezabudlo. St\u00e1le ide o jeden z najvz\u00e1cnej\u0161\u00edch materi\u00e1lov, ktor\u00e9ho investi\u010dn\u00e1 hodnota a z<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-6935","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=6935"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/6935\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=6935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=6935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=6935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}