{"id":7271,"date":"2021-10-28T00:00:00","date_gmt":"2021-10-27T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/je-na-slovensku-realitna-bublina-vraj-nie-aj-ked-ceny-nehnutelnosti-stale-rastu\/"},"modified":"2021-10-28T00:00:00","modified_gmt":"2021-10-27T23:00:00","slug":"je-na-slovensku-realitna-bublina-vraj-nie-aj-ked-ceny-nehnutelnosti-stale-rastu","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/je-na-slovensku-realitna-bublina-vraj-nie-aj-ked-ceny-nehnutelnosti-stale-rastu\/","title":{"rendered":"Je na Slovensku realitn\u00e1 bublina? Vraj nie, aj ke\u010f ceny nehnute\u013enosti st\u00e1le rast\u00fa"},"content":{"rendered":"Ceny bytov s\u00fa dnes vysok\u00e9, nemus\u00ed to v\u0161ak nutne znamena\u0165 realitn\u00fa bublinu. \u013dudia si uvedomuj\u00fa v\u00fdznam vlastn\u00e9ho domova, preto maj\u00fa nehnute\u013enosti \u010doraz vy\u0161\u0161iu mor\u00e1lnu a spolo\u010densk\u00fa hodnotu.\n

Porozpr\u00e1vajte sa s takmer ak\u00fdmko\u013evek odborn\u00edkom na b\u00fdvanie a pravdepodobne v\u00e1m povie, \u017ee slovensk\u00fd trh s nehnute\u013enos\u0165ami nie je v bubline<\/strong>. A to aj napriek tomu, \u017ee ceny nehnute\u013enosti v celej krajine st\u00fapaj\u00fa na historick\u00e9 maxim\u00e1 a niektor\u00ed (tie\u017e odborn\u00edci) tvrdia presn\u00fd opak, teda \u017ee bublina je tu u\u017e cel\u00e9 roky.<\/p>\n

Kedy praskne? A m\u00e1 d\u00f4vod praskn\u00fa\u0165? A je tu teda v\u00f4bec nejak\u00e1 bublina?<\/p>\n

V\u00fdvoj cien b\u00fdvania na Slovensku<\/h3>\n

Cena b\u00fdvania na Slovensku prepo\u010d\u00edtan\u00e1 na \u0161tvorcov\u00fd meter od roku 2014 nepretr\u017eite rastie. Zatia\u013e \u010do v roku 2014 ste si \u0161tvorcov\u00fd meter b\u00fdvania k\u00fapili za 1 219 eur, v roku 2020 to bolo 1 762 eur. A odvtedy cena \u010falej r\u00e1stla, v prvom kvart\u00e1li 2021 to bolo u\u017e 1 930 eur a v druhom a\u017e 2 052 eur za \u0161tvorcov\u00fd meter<\/strong>.<\/p>\n

Je nanajv\u00fd\u0161 pravdepodobn\u00e9, \u017ee tento rast\u00faci trend sa v \u0161tatistik\u00e1ch N\u00e1rodnej banky Slovenska potvrd\u00ed aj v bilancii tretieho kvart\u00e1lu tohto roka, ktor\u00fd skon\u010dil septembrom, ale aj cel\u00e9ho roka 2021. Viac ako dvetis\u00edc eur za \u0161tvorcov\u00fd meter, to je suma, ktor\u00e1 je pre mnoh\u00fdch nielen \u0165a\u017eko predstavite\u013en\u00e1, ale najm\u00e4 \u0165a\u017eko dosiahnute\u013en\u00e1. Pod\u013ea denn\u00edka Trend na z\u00edskanie takejto sumy potrebuje priemerne zar\u00e1baj\u00faci Slov\u00e1k pracova\u0165 a\u017e dev\u00e4\u0165 t\u00fd\u017ed\u0148ov.<\/p>\n

Pritom e\u0161te v roku 2002, teda pred dev\u00e4tn\u00e1stimi rokmi, bola cena rovnakej obytnej plochy 592 eur (po prepo\u010dte). To znamen\u00e1, \u017ee za rovnak\u00fd priestor ste v druhom kvart\u00e1li tohto roka zaplatili 3,46-n\u00e1sobok.<\/p>\n V\u00fdvoj priemernej ceny b\u00fdvania v SR v \u0161tvr\u0165rokoch pod\u013ea \u00fadajov NBS (cena v EUR za \u0161tvorcov\u00fd meter)\n

Kritici aktu\u00e1lnej situ\u00e1cie tvrdia, \u017ee zatia\u013e \u010do star\u0161\u00ed trojizbov\u00fd byt v Bratislave stoj\u00ed viac ako 160-tis\u00edc, po prasknut\u00ed bubliny to m\u00e1 by\u0165 iba okolo 100-tis\u00edc eur. In\u00ed zasa tvrdia, \u017ee sa u\u017e tak\u00e9to n\u00edzke ceny nevr\u00e1tia, preto\u017ee sa celkom zmenila spolo\u010densk\u00e1 hodnota nehnute\u013enost\u00ed. M\u00f4\u017ee za to aj pand\u00e9mia a zmena hodnotov\u00e9ho rebr\u00ed\u010dka.<\/p>\n

V \u010dase pand\u00e9mie si \u013eudia uvedomili, ak\u00fa v\u00fdznamn\u00fa hodnotu v ich \u017eivote m\u00e1 vlastn\u00e9 b\u00fdvanie. Vlastn\u00e9 b\u00fdvanie toti\u017e znamen\u00e1 stabilitu, istotu, bezpe\u010dnos\u0165, priestor vlastnej slobody.<\/p>\n

"Kupuj\u00faci domov dnes nakupuj\u00fa z mnoh\u00fdch zdrav\u00fdch d\u00f4vodov: N\u00edzke \u00farokov\u00e9 sadzby, v\u00e4\u010d\u0161ia flexibilita pri pr\u00e1ci z domu a zv\u00fd\u0161en\u00e9 \u00faspory s\u00fa racion\u00e1lne d\u00f4vody na k\u00fapu domu alebo bytu. \u0160ialenstvo poh\u00e1\u0148an\u00e9 t\u00fdmito faktormi v kombin\u00e1cii so strachom z preme\u0161kania m\u00e1 v\u0161ak potenci\u00e1l vytvori\u0165 bublinu<\/em>,\u201c povedal pre Forbes.com Ali Wolf<\/strong>, hlavn\u00fd ekon\u00f3m spolo\u010dnosti Zonda, ktor\u00e1 sa zaober\u00e1 v\u00fdskumom b\u00fdvania.<\/p>\n

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Bude cena bytov klesa\u0165?<\/h3>\n

\u010co sa stane v nasleduj\u00facich mesiacoch \u010di rokoch, bude z\u00e1visie\u0165 od nieko\u013ek\u00fdch faktorov: tempa novej v\u00fdstavby, sily ekonomiky, mno\u017estva majite\u013eov nehnute\u013enost\u00ed ochotn\u00fdch pred\u00e1va\u0165, v\u00fdvoj samotn\u00e9ho dopytu, dostupnos\u0165 hypot\u00e9k, napokon \u00farokov\u00e9 miery na hypot\u00e9kach, ale aj v\u00fdvoj zamestnanosti a tie\u017e n\u00e1lada v spolo\u010dnosti ako takej. Nikdy nevieme s istotou predpoveda\u0165 ani to, \u010di sa v na\u0161ej krajine po\u010das nasleduj\u00facich rokov dramaticky nezmen\u00ed politick\u00e1 situ\u00e1cia a ako sa premietne do zamestnanosti a z\u00e1ujmu mlad\u00fdch \u013eud\u00ed o \u017eivot na Slovensku. No a, samozrejme, pand\u00e9mia ochorenia Covid-19.<\/p>\n

Pokia\u013e ide o kupuj\u00facich, tak t\u00ed, ktor\u00ed si mohli dovoli\u0165 dom pred Covidom, boli v \u010dase pand\u00e9mie s najv\u00e4\u010d\u0161ou pravdepodobnos\u0165ou st\u00e1le v dobrej finan\u010dnej situ\u00e1cii, aby si k\u00fapili dom alebo byt. Pokles pr\u00edjmov a strata zamestnania najviac postihli pracovn\u00edkov s n\u00edzkymi mzdami<\/strong> a t\u00fdch, ktor\u00ed si k\u00fapu nehnute\u013enosti nemohli dovoli\u0165 ani dovtedy.<\/p>\n

Ak potrebujete b\u00fdva\u0165, rie\u0161te svoju situ\u00e1ciu a nie v\u00fdvoj trhu<\/h3>\n

Namiesto pokusov o na\u010dasovanie trhu alebo \u010dakania na nie\u010do, \u010do zmen\u00ed aktu\u00e1lne re\u00e1lie, by si z\u00e1ujemcovia o b\u00fdvanie mali urobi\u0165 d\u00f4sledn\u00fd rozpo\u010det a zisti\u0165, ak\u00e9 s\u00fa ich mo\u017enosti za t\u00fdchto okolnost\u00ed. Ak cena bytov napokon klesne, bude to v\u00fdhoda, po\u010d\u00edta\u0165 by v\u0161ak mali s t\u00fdm, \u017ee ceny e\u0161te bud\u00fa minim\u00e1lne v doh\u013eadom nasleduj\u00facom obdob\u00ed sk\u00f4r r\u00e1s\u0165.<\/p>\n

Je potrebn\u00e9 uvedomi\u0165 si, \u017ee za ceny nehnute\u013enost\u00ed nie s\u00fa zodpovedn\u00ed iba developeri<\/strong>, ktor\u00ed pod\u013ea niektor\u00fdch umelo nafukuj\u00fa ceny. Ve\u010f keby ste teraz chceli preda\u0165 byt vy, tie\u017e by ste ne\u0161li pod cenu a p\u00fdtali by ste si sumy, ktor\u00e9 zodpovedaj\u00fa aktu\u00e1lnej situ\u00e1cii na trhu. Ka\u017ed\u00fd chce vy\u0165a\u017ei\u0165 \u010do najviac.<\/p>\n

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V\u00fdvoj cien nehnute\u013enost\u00ed na Slovensku za uplynul\u00e9 roky poukazuje na dramatick\u00fd rast cien b\u00fdvania. Za 20 rokov na skoro \u0161tvorn\u00e1sobok.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-7271","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=7271"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7271\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=7271"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=7271"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=7271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}