{"id":7301,"date":"2021-11-09T00:00:00","date_gmt":"2021-11-08T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/mikropodniky-poistenie-prerusenie-prevadzky\/"},"modified":"2021-11-09T00:00:00","modified_gmt":"2021-11-08T23:00:00","slug":"mikropodniky-poistenie-prerusenie-prevadzky","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/mikropodniky-poistenie-prerusenie-prevadzky\/","title":{"rendered":"Aj slovensk\u00ed mikropodnikatelia sa m\u00f4\u017eu poisti\u0165 pred preru\u0161en\u00edm prev\u00e1dzky, l\u00fape\u017eami \u010di p\u00e1dom lietadla"},"content":{"rendered":"Pri podnikan\u00ed je obava z nepredv\u00eddate\u013en\u00e9ho je na mieste. Neistotu mo\u017eno prekona\u0165 t\u00fdm, \u017ee vezmete podnikanie do vlastn\u00fdch r\u00fak pevnej\u0161ie, \u010do sa rob\u00ed aj dobre nastaven\u00fdm poisten\u00edm. Ak sa nie\u010do prihod\u00ed, toto poistenie bude kry\u0165 \u0161kody.\n<ul>\n<li><strong>Ka\u017ed\u00e9 podnikanie prin\u00e1\u0161a v\u00fdhody, ale aj rizik\u00e1. Na niektor\u00e9 z nich d\u00e1 sa d\u00e1 pripravi\u0165 spr\u00e1vnym poisten\u00edm.<\/strong><\/li>\n<li><strong>Pois\u0165ov\u0148a Allianz kryje \u0161kody sp\u00f4soben\u00e9 r\u00f4znymi pr\u00ed\u010dinami, vr\u00e1tane tak\u00e9ho p\u00e1du lietadla \u010di r\u00e1zovej vlny.<\/strong><\/li>\n<li><strong>Poisti\u0165 sa znamen\u00e1 ma\u0165 nad svoj\u00edm podnikan\u00edm e\u0161te v\u00e4\u010d\u0161iu kontrolu.<\/strong><\/li>\n<\/ul>\n<p>Nez\u00e1le\u017e\u00ed na tom, \u010di podnik\u00e1te na Slovensku alebo v zahrani\u010d\u00ed, v\u017edy sa budete stret\u00e1va\u0165 s pozit\u00edvnymi str\u00e1nkami podnikania, ale aj probl\u00e9mami.<\/p>\n<p>Mo\u017enos\u0165 zve\u013ea\u010fova\u0165 svoje obchodn\u00e9 z\u00e1mery, vies\u0165 firmu, prekon\u00e1va\u0165 ka\u017edodenn\u00e9 prek\u00e1\u017eky a vyty\u010dova\u0165 si nov\u00e9 a nov\u00e9 ciele, to v\u0161etko ambici\u00f3zne osobnosti nap\u013a\u0148a. Nielen smerovanie k cie\u013eom, ale aj uvedomenie si riz\u00edk je priam nevyhnutn\u00e9, ak m\u00e1 podnik prosperova\u0165. A to aj v pr\u00edpade, \u017ee sa podnikate\u013eovi dar\u00ed a v\u0161etko obvykle vid\u00ed optimisticky. Pozna\u0165 trh, re\u00e1lie podnikania, z\u00e1kazn\u00edka, to v\u0161etko je rovnako d\u00f4le\u017eit\u00e9 ako pozna\u0165 a v\u010das sa pripravi\u0165 na mo\u017en\u00e9 probl\u00e9my, ktor\u00e9 s\u00favisia so samotn\u00fdm obchodn\u00fdm modelom. Na mnoh\u00e9 rizik\u00e1 spojen\u00e9 s podnikan\u00edm sa v\u0161ak pripravuje \u0165a\u017eko &#8211; dokonca je skoro nemo\u017en\u00e9 predch\u00e1dza\u0165 im.<\/p>\n<p>Prakticky kedyko\u013evek m\u00f4\u017ee pr\u00eds\u0165 k nehode, na ktorej bud\u00fa zamestnanci \u010di vedenie nies\u0165 priamu alebo nepriamo zodpovednos\u0165, ale aj tak\u00fdm, ktor\u00e9 s nimi nebud\u00fa s\u00favisie\u0165; k pr\u00edrodn\u00fdm katastrof\u00e1m, vandalizmu, kr\u00e1de\u017eiam, ku \u0161kod\u00e1m sp\u00f4soben\u00fdm technologick\u00fdmi zariadeniami alebo aj zne\u010dis\u0165uj\u00facimi l\u00e1tkami. Tieto a mnoh\u00e9 \u010fal\u0161ie rizik\u00e1 s\u00fa re\u00e1lne a aj ke\u010f sa mnoh\u00fdm ned\u00e1 predch\u00e1dza\u0165, d\u00e1 sa pripravi\u0165 aspo\u0148 na ich rie\u0161enie, ke\u010f u\u017e vznikli.<\/p>\n Nez\u00e1le\u017e\u00ed na tom, v akej oblasti podnik\u00e1te, ka\u017ed\u00fd biznis m\u00f4\u017ee by\u0165 hodnotn\u00fd a u\u017eito\u010dn\u00fd. Nemal by preto dopl\u00e1ca\u0165 na probl\u00e9my, ktor\u00e9 mu po\u010das jeho rozvoja skr\u00ed\u017eia cestu.\n<p>Aj slovensk\u00ed podnikanitelia maj\u00fa mo\u017enos\u0165 poisti\u0165 sa pred tak\u00fdmito rizikami, dokonca pred pozastaven\u00edm prev\u00e1dzky. Pois\u0165ov\u0148a Allianz pon\u00faka produkt <strong>MOJE PODNIKANIE<\/strong> pre \u201emikro podnikate\u013eov\u201c, teraz so z\u013eavou a\u017e do 40 percent.<\/p>\n<p>V\u00fdhody tohto poistenia s\u00fa predov\u0161etk\u00fdm komplexnos\u0165 , flexibilita a jednoduchos\u0165.<\/p>\n<ul>\n<li><strong>komplexnos\u0165<\/strong> \u2013 na uzatvorenie poistenia hnute\u013en\u00fdch vec\u00ed, budovy, zodpovednosti za \u0161kodu a preru\u0161enia prev\u00e1dzky v\u00e1m posta\u010d\u00ed 1 zmluva<\/li>\n<li><strong>flexibilita<\/strong> \u2013 m\u00e1te mo\u017enos\u0165 v\u00fdberu zo 4 bal\u00edkov krytia<\/li>\n<li><strong>jednoduchos\u0165<\/strong> \u2013 uzatvorenie je r\u00fdchle a jednoduch\u00e9<\/li>\n<\/ul>\n<p>V ponuke pois\u0165ovne s\u00fa celkovo 4 bal\u00ed\u010dky krytia, ktor\u00e9 sa naz\u00fdvaj\u00fa <strong>Comfort, Plus, Extra a Max<\/strong>, pri\u010dom pr\u00e1ve Max je bal\u00edk s najv\u00e4\u010d\u0161\u00edm rozsahom krytia. A ku ka\u017ed\u00e9mu z bal\u00ed\u010dkov je mo\u017en\u00e9 doplni\u0165 si krytie nad r\u00e1mec \u0161tandardn\u00e9ho zoznamu.<\/p>\n<p>U\u017e aj <strong>z\u00e1kladn\u00fd bal\u00ed\u010dek Comfort<\/strong> kryje \u0161kody sp\u00f4soben\u00e9 po\u017eiarom, dymom, bleskom, expl\u00f3ziou, impl\u00f3ziou, p\u00e1dom lietadla, r\u00e1zovou vlnou \u010di n\u00e1razom vozidla, \u017eivlami, preru\u0161en\u00edm prev\u00e1dzky \u010di n\u00e1kladov, ktor\u00e9 boli vyvolan\u00e9 poistnou udalos\u0165ou, pritom k v\u0161etk\u00e9mu prid\u00e1va asisten\u010dn\u00e9 slu\u017eby.<\/p>\n<p><strong>Najvy\u0161\u0161ie krytie Max<\/strong> pritom zah\u0155\u0148a aj vandalizmus, kr\u00e1de\u017ee a l\u00fape\u017ee, \u0161kody na va\u0161ich strojoch a elektronike v d\u00f4sledku neo\u010dak\u00e1vanej udalosti po\u010das ich prev\u00e1dzky \u010di \u0161kody sp\u00f4soben\u00e9 \u00fanikom nebezpe\u010dn\u00fdch l\u00e1tok.<\/p>\n<p>&nbsp;<\/p>\n<h3>Poistenie je spr\u00e1vna cesta<\/h3>\n<p>Medzi zamestnancami, ale aj podnikate\u013emi, \u010dastokr\u00e1t prevl\u00e1da n\u00e1zor, \u017ee poistenie s\u00fa vlastne iba vyhoden\u00e9 peniaze. \u017de primeran\u00fdm \u0161etren\u00edm si m\u00f4\u017eu vytvori\u0165 rezervy, z ktor\u00fdch pokryj\u00fa pr\u00edpadn\u00e9 \u0161kody. Nie je to pravda, preto\u017ee poistn\u00e9 krytie spravidla v podstatne prevy\u0161uje sumy, ktor\u00e9 by si tak\u00fdto zamestnanec alebo podnikate\u013e bol schopn\u00fd na\u0161etri\u0165 v priebehu dlh\u00fdch rokov. Okrem toho plat\u00ed, \u017ee \u0161kodov\u00e1 udalos\u0165 sa m\u00f4\u017ee odohra\u0165 aj nieko\u013ekokr\u00e1t po sebe.<\/p>\n<p>Pois\u0165ovne s\u00fa na tak\u00e9to situ\u00e1cie pripraven\u00e9. Pois\u0165ov\u0148a je subjekt, ktor\u00fd za klientove peniaze a za dojednan\u00e9 podmienky preber\u00e1 zodpovednos\u0165 za riziko, ktor\u00e9 by inak zn\u00e1\u0161al s\u00e1m klient. Inak povedan\u00e9, pois\u0165ov\u0148a preber\u00e1 finan\u010dn\u00fa kompenz\u00e1ciu na seba za \u0161kody, ktor\u00e9 klient sp\u00f4sobil alebo mu bolo sp\u00f4soben\u00e9. Tento vz\u0165ah sa pohybuje len v dojednan\u00fdch medziach zmluvy, ktor\u00fa klient s pois\u0165ov\u0148ou uzavrel.<\/p>\n<p>Poisti\u0165 sa pred rizikami, ktor\u00e9 ohrozuj\u00fa podnikanie, znamen\u00e1 myslie\u0165 a kona\u0165 prezieravo a uchopi\u0165 biznis do vlastn\u00fdch r\u00fak pre z\u00edskanie v\u00e4\u010d\u0161ej kontroly. Preto dnes o v\u00fdzname podobn\u00fdch poistn\u00fdch produktov nemo\u017eno pochybova\u0165.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Odpor\u00fa\u010dame<\/strong>: Zistite viac na str\u00e1nke pois\u0165ovne Allianz o produkte <strong>MOJE PODNIKANIE<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Podnikanie v\u017edy obn\u00e1\u0161a rizik\u00e1, no nie v\u0161etky sa t\u00fdkaj\u00fa samotn\u00e9ho obchodn\u00e9ho modelu.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-7301","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=7301"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7301\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=7301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=7301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=7301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}