{"id":7724,"date":"2022-05-30T00:00:00","date_gmt":"2022-05-29T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/mate-dostatok-penazi-ale-bojite-sa-ich-minat-mozno-trpite-chrometofobiou\/"},"modified":"2022-05-30T00:00:00","modified_gmt":"2022-05-29T23:00:00","slug":"mate-dostatok-penazi-ale-bojite-sa-ich-minat-mozno-trpite-chrometofobiou","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/mate-dostatok-penazi-ale-bojite-sa-ich-minat-mozno-trpite-chrometofobiou\/","title":{"rendered":"M\u00e1te dostatok pe\u0148az\u00ed, ale boj\u00edte sa ich m\u00ed\u0148a\u0165? Mo\u017eno trp\u00edte chrometof\u00f3biou"},"content":{"rendered":"<p>\u017dijeme v\u00a0konzumnej spolo\u010dnosti a \u013eudia m\u00ed\u0148aj\u00fa peniaze aj vtedy, ke\u010f na to nemaj\u00fa. Av\u0161ak na druhej strane d\u00fahy stoja t\u00ed, ktor\u00ed maj\u00fa <strong>iracion\u00e1lny strach z m\u00ed\u0148ania pe\u0148az\u00ed<\/strong> &#8211; tie\u017e zn\u00e1my ako chrometof\u00f3bia.<\/p>\n<p>Pojem chrometof\u00f3bia poch\u00e1dza z gr\u00e9ckych slov\u00a0\u201echrimata&#8220; &#8211; peniaze a \u201ephobos&#8220; &#8211; strach.<\/p>\n<h2><span style=\"text-decoration: underline\">\u010co je to chrometof\u00f3bia?<\/span><\/h2>\n<p>Chrometof\u00f3bia je <strong>dlhodob\u00fd<\/strong> strach z plytvania pe\u0148az\u00ed. Tento term\u00edn prakticky zah\u0155\u0148a v\u0161etko od naozajstn\u00e9ho m\u00ed\u0148ania a\u017e po prem\u00fd\u0161\u013eanie o\u00a0peniazoch, ktor\u00e9 v\u00a0n\u00e1s vyvol\u00e1va nepr\u00edjemn\u00e9 pocity. Paradoxne \u013eudia trpiaci chrometof\u00f3biou maj\u00fa zvy\u010dajne <strong>vysok\u00fa finan\u010dn\u00fa rezervu.<\/strong> Nemusia musia sa b\u00e1\u0165, \u017ee sa ocitn\u00fa na hranici chudoby, ke\u010f niekoho pozv\u00fa na ve\u010deru, a\u00a0to aj napriek rekordnej infl\u00e1cii.<\/p>\n<p>V\u00e4\u010d\u0161ina z\u00a0n\u00e1s sa u\u017e ocitla vo finan\u010dnej tiesni, ale tento druh stresu sa objavuje takmer na ka\u017edej \u00farovni pr\u00edjmu. Niektor\u00ed \u017eij\u00fa z\u00a0v\u00fdplaty do v\u00fdplaty, in\u00ed s\u00fa a\u017e po krk zadl\u017een\u00ed a\u00a0\u010fal\u0161\u00ed maj\u00fa n\u00e1kladn\u00fd \u017eivotn\u00fd \u0161t\u00fdl. Probl\u00e9m nast\u00e1va vtedy, ke\u010f <strong>prepo\u010d\u00edtavate ka\u017ed\u00fd jeden cent<\/strong>, \u010d\u00edm si \u00fa\u010dinne vypestujete strach z\u00a0m\u00ed\u0148ania pe\u0148az\u00ed.<\/p>\n<h2><span style=\"text-decoration: underline\">Pr\u00edznaky chrometof\u00f3bie<\/span><\/h2>\n<ul>\n<li>Prehnan\u00fd strach z m\u00ed\u0148ania pe\u0148az\u00ed do takej miery, \u017ee za\u010dne ovplyv\u0148ova\u0165 v\u00e1\u0161 be\u017en\u00fd \u017eivot<\/li>\n<li>Neust\u00e1le kontrolujete zostatok bankov\u00e9ho \u00fa\u010dtu<\/li>\n<li>V\u0161etko prepo\u010d\u00edtavate<\/li>\n<li>Nechcete vykon\u00e1va\u0165 aktivity, ktor\u00e9 v\u00e1s bavia len preto, \u017ee stoja peniaze<\/li>\n<li>M\u00e1te \u00fazkosti z\u00a0predstavy m\u00ed\u0148ania pe\u0148az\u00ed<\/li>\n<\/ul>\n V krajn\u00fdch pr\u00edpadoch sa tento strach m\u00f4\u017ee roz\u0161\u00edri\u0165 aj na in\u00e9 cennosti, ako s\u00fa \u0161perky, zlato, diamanty, kryptomeny a podobne ILUSTRA\u010cN\u00c1 FOTOGRAFIA\n<p>Chrometof\u00f3bia sa m\u00f4\u017ee prejavova\u0165 <strong>r\u00f4znymi sp\u00f4sobmi v z\u00e1vislosti od jednotlivca<\/strong>. Zatia\u013e \u010do niekto m\u00f4\u017ee svoje \u00faspory opakovane prepo\u010d\u00edtava\u0165, in\u00fd sa ich m\u00f4\u017ee b\u00e1\u0165 dotkn\u00fa\u0165, spravova\u0165 ich, hovori\u0165 o nich alebo o nich dokonca prem\u00fd\u0161\u013ea\u0165.<\/p>\n<p>Mnoho \u013eud\u00ed, ktor\u00ed maj\u00fa chrometof\u00f3biu, si to neuvedomuje. Postihnut\u00ed poci\u0165uj\u00fa pri manipul\u00e1cii s peniazmi \u00fazkosti. Tento stav <strong>m\u00f4\u017ee ovplyvni\u0165 aj<\/strong> medzi\u013eudsk\u00e9 vz\u0165ahy, zdravie, sp\u00e1nok a schopnos\u0165 racion\u00e1lne myslie\u0165. M\u00f4\u017eete sa tie\u017e c\u00edti\u0165 podr\u00e1\u017edene, ke\u010f prem\u00fd\u0161\u013eate o m\u00ed\u0148an\u00ed pe\u0148az\u00ed.<\/p>\n<h2><span style=\"text-decoration: underline\">\u010co vyvol\u00e1va chrometof\u00f3biu?<\/span><\/h2>\n<p>Pri ka\u017edom \u010dloveku je pr\u00ed\u010dina individu\u00e1lna. M\u00f4\u017ee to by\u0165 napr\u00edklad negat\u00edvna sk\u00fasenos\u0165 (detstvo, strata zamestnania a pod.), chudobnej\u0161ie rodinn\u00e9 z\u00e1zemie, nedostato\u010dn\u00e1 v\u00fdchova a\u00a0podobne.<\/p>\n<h3># Peniaze s\u00fa tabu<\/h3>\n<p>Vedeli ste, \u017ee a\u017e 70 percent Ameri\u010danov pova\u017euje konverz\u00e1cie o peniazoch za intimnej\u0161ie ako sexu\u00e1lne rozhovory? V\u00e4\u010d\u0161ina \u013eud\u00ed poci\u0165uje pri t\u00e9me \u201efinancie\u201c nepr\u00edjemn\u00e9 pocity, preto\u017ee vedia, \u017ee je to ur\u010dit\u00fd <strong>indik\u00e1tor \u00faspechu<\/strong>. V\u00a0kone\u010dnom d\u00f4sledku sa c\u00edtime neisto, preto\u017ee pe\u0148az\u00ed nikdy nie je dos\u0165. Dokonca aj neochota hovori\u0165 o\u00a0peniazoch m\u00f4\u017ee by\u0165 sp\u00fa\u0161\u0165a\u010dom chrometof\u00f3bie.<\/p>\n<h3># Prepo\u010d\u00edtavate ka\u017ed\u00fd cent<\/h3>\n<p>V\u017edy, ke\u010f sa rozhodujete, \u010di si chcete zadov\u00e1\u017ei\u0165 nejak\u00fa \u201edrah\u0161iu\u201c polo\u017eku, prepo\u010d\u00edtavate ju na odpracovan\u00e9 hodiny.<\/p>\n<blockquote><p>\u201eNa t\u00fato kabelku by som musela pracova\u0165 48 hod\u00edn\u201c<\/p><\/blockquote>\n<p>Tak\u00e9to nezdrav\u00e9 prem\u00fd\u0161\u013eanie m\u00f4\u017ee by\u0165 sp\u00fa\u0161\u0165a\u010dom chrometof\u00f3bie.<\/p>\n<h2><span style=\"text-decoration: underline\">Je chrometof\u00f3bia be\u017enej\u0161ia u mu\u017eov alebo u \u017eien?<\/span><\/h2>\n Strach z m\u00ed\u0148ania pe\u0148az\u00ed nevpl\u00fdva mu\u017eov a \u017eeny rovnako. ILUSTRA\u010cN\u00c1 FOTOGRAFIA\n<p>Mu\u017ei za\u017e\u00edvaj\u00fa finan\u010dn\u00fd stres, ke\u010f vidia svoj bankov\u00fd \u00fa\u010det. Na druhej strane \u017eeny poci\u0165uj\u00fa vy\u0161\u0161iu mieru \u00fazkost\u00ed.<\/p>\n<p>Vo v\u0161eobecnosti <strong>\u017eeny zar\u00e1baj\u00fa a\u00a0pracuj\u00fa menej ako mu\u017ei<\/strong>. Ak sa \u017eeny rozhodn\u00fa, \u017ee si zalo\u017eia rodinu, tak bud\u00fa v\u00a0pr\u00e1ci ch\u00fdba\u0165 kv\u00f4li tehotenstvu a\u00a0nesk\u00f4r kv\u00f4li materskej dovolenke a\u00a0r\u00f4znym PN-kam. \u010cas, ktor\u00fd tr\u00e1via mimo zamestnania automatick\u00e1 znamen\u00e1 stratu kari\u00e9rnych pr\u00edle\u017eitost\u00ed a ni\u017e\u0161\u00ed pr\u00edjem. Z\u00a0tohto h\u013eadiska sa s chrometof\u00f3biou \u010dastej\u0161ie stret\u00e1vaj\u00fa \u017eeny, no nie je to pravidlo.<\/p>\n<p>Faktom je, \u017ee <strong>strach z m\u00ed\u0148ania pe\u0148az\u00ed sa m\u00f4\u017ee t\u00fdka\u0165 ka\u017ed\u00e9ho.<\/strong> M\u00f4\u017eete by\u0165 robotn\u00edk na stavbe alebo gener\u00e1lny riadite\u013e s p\u00e4\u0165cifern\u00fdm platom. Samozrejme, be\u017enej\u0161ie sa objavuje na \u00farovni ni\u017e\u0161\u00edch pr\u00edjmov a\u00a0v\u00a0strednej triede, obe skupiny bojuj\u00fa s\u00a0pocitom nedostatku pe\u0148az\u00ed.\u00a0Ak \u017eijete od v\u00fdplaty k v\u00fdplate , mo\u017eno si mysl\u00edte, \u017ee sa v\u00e1m peniaze min\u00fa. Dokonca aj bohat\u00ed \u013eudia sa ob\u00e1vaj\u00fa toho, \u017ee moderniz\u00e1cia \u017eivotn\u00e9ho \u0161t\u00fdlu ovplyvn\u00ed ich bud\u00facnos\u0165.<\/p>\n<p>Pravdupovediac <strong>neexistuje jeden komplexn\u00fd n\u00e1vod<\/strong>, ako sa zbavi\u0165 alebo ako zvl\u00e1dnu\u0165 tento strach, preto\u017ee pr\u00ed\u010dina l\u00ed\u0161i od pr\u00edpadu k\u00a0pr\u00edpadu. Ak va\u0161e obavy pramenia z\u00a0nestabilnej finan\u010dnej bud\u00facnosti zostavte si rozpo\u010dtov\u00fa alebo pe\u0148a\u017en\u00fa mapu. Ak v\u00e1\u0161 strach odzrkad\u013euje minulos\u0165, vysk\u00fa\u0161ajte sa s\u00a0traumou vysporiada\u0165 a\u00a0nav\u0161t\u00edvte odborn\u00edka, \u010di u\u017e psychol\u00f3gia alebo finan\u010dn\u00e9ho experta.<\/p>\n<p>[visual-link-preview encoded=&#8220;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&#8220;]<\/p>","protected":false},"excerpt":{"rendered":"<p>\u017dijeme v\u00a0konzumnej spolo\u010dnosti a \u013eudia m\u00ed\u0148aj\u00fa peniaze aj vtedy, ke\u010f na to nemaj\u00fa. Av\u0161ak na druhej strane d\u00fahy stoja t\u00ed, ktor\u00ed maj\u00fa iracion\u00e1lny strach z<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-7724","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=7724"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/7724\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=7724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=7724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=7724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}