{"id":8146,"date":"2024-07-19T00:00:00","date_gmt":"2024-07-18T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/frugal-living-zit-setrne-ale-nie-chudobne\/"},"modified":"2024-07-19T00:00:00","modified_gmt":"2024-07-18T23:00:00","slug":"frugal-living-zit-setrne-ale-nie-chudobne","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/frugal-living-zit-setrne-ale-nie-chudobne\/","title":{"rendered":"Frugal living: People who have chosen to live frugally, but not poorly"},"content":{"rendered":"<p>Sta\u0165 sa bohat\u00fdm je snom v\u00e4\u010d\u0161iny \u013eud\u00ed. Hoci peniaze nie s\u00fa v\u0161etko, k\u00fapi\u0165 si v\u0161etko stoj\u00ed peniaze. Okrem tvrdej pr\u00e1ce, usilovnosti a discipl\u00edny, <strong>sa m\u00f4\u017eete sta\u0165 bohat\u00fdmi aj zmenou svojich \u017eivotn\u00fdch n\u00e1vykov<\/strong>, pri\u010dom jedn\u00fdm z nich je <strong>\u0161etrn\u00fd \u017eivot<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<h3>Frugal Living<\/h3>\n<p><strong>\u00dasporn\u00fd \u017eivot (Frugal Living)<\/strong> je koncept \u017eivotn\u00e9ho \u0161t\u00fdlu, <strong>ktor\u00fd kladie d\u00f4raz na minimalizmus<\/strong>. \u0160etrn\u00fd \u010dlovek viac <strong>zva\u017euje pr\u00ednosy z\u00edskan\u00e9ho tovaru alebo slu\u017eieb za vynalo\u017een\u00e9 n\u00e1klady<\/strong>.<\/p>\n<p>\u00dasporn\u00fd \u017eivotn\u00fd \u0161t\u00fdl so sebou prin\u00e1\u0161a aj mno\u017estvo v\u00fdhod:<\/p>\n<p><strong>1. Dosiahnutie finan\u010dnej slobody<\/strong><\/p>\n<p><strong>Finan\u010dn\u00e1 sloboda je stav, v ktorom \u010dlovek nemus\u00ed by\u0165 z\u00e1visl\u00fd od \u013eud\u00ed a nemus\u00ed &#8222;tvrdo pracova\u0165&#8220; pri uspokojovan\u00ed svojich \u017eivotn\u00fdch potrieb<\/strong>. \u010cloveka zva\u017euje svoje finan\u010dn\u00e9 rozhodnutia a odklad\u00e1 si viac pe\u0148az\u00ed na sporenie alebo investovanie.<\/p>\n<p><strong>2. Zn\u00ed\u017eenie stresu a finan\u010dn\u00e9ho tlaku<\/strong><\/p>\n<p>Ak si budete na\u010falej vynucova\u0165 \u017eivotn\u00fd \u0161t\u00fdl nad svoje mo\u017enosti, v bud\u00facnosti to bude ma\u0165 za n\u00e1sledok len stres a finan\u010dn\u00fd tlak. Je lep\u0161ie si zvoli\u0165 jednoduch\u00fd \u017eivot uplatnen\u00edm konceptu \u0161etrn\u00e9ho \u017eivota.<\/p>\n Ilustra\u010dn\u00e1 foto: Benjamin Wedemeyer, Unsplash\n<p>Aj ke\u010f to znie podobne,<strong> koncept \u00fasporn\u00e9ho \u017eivota sa l\u00ed\u0161i od minimalistick\u00e9ho \u017eivotn\u00e9ho \u0161t\u00fdlu<\/strong>. <strong>Frugal living<\/strong> <strong>uprednost\u0148uje efekt\u00edvnos\u0165 pri vyu\u017e\u00edvan\u00ed n\u00e1kladov<\/strong>. Zatia\u013e \u010do <strong>minimalizmus viac zauj\u00edma kvalita tovaru<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<h3>Tipy pre \u00fasporn\u00fd \u017eivot<\/h3>\n<p><strong>1. Rozpo\u010det:<\/strong> <strong>Vytvorenie a dodr\u017eiavanie rozpo\u010dtu je z\u00e1kladom finan\u010dn\u00e9ho \u00faspechu<\/strong>. V r\u00e1mci svojho rozpo\u010dtu m\u00f4\u017eete stanovi\u0165 priority pre veci, na ktor\u00fdch z\u00e1le\u017e\u00ed, a nemilosrdne vy\u0161krtn\u00fa\u0165 veci, ktor\u00e9 nie s\u00fa d\u00f4le\u017eit\u00e9.<\/p>\n<p><strong>2. Dom\u00e1ce stravovanie: <\/strong>Namiesto toho, aby ste si ka\u017ed\u00fd de\u0148 objednali obed, navarte si doma. \u00daspora na jedle je naozaj vidie\u0165.<\/p>\n<p><strong>3. Majte Preh\u013ead: <\/strong>V\u00e4\u010d\u0161ina \u013eud\u00ed m\u00e1 mno\u017estvo potrav\u00edn, ktor\u00e9 sa skr\u00fdvaj\u00fa u nich doma. <strong>Urobte si preh\u013ead o tom, \u010do m\u00e1te po ruke. Zv\u00e1\u017ete mo\u017enos\u0165 pripravi\u0165 si jedlo z toho, \u010do je v \u0161pajzi alebo chladni\u010dke<\/strong>.<\/p>\n<p><strong>4. Pred\u00e1vajte veci, ktor\u00e9 nepotrebujete:<\/strong> Neporiadok sa d\u00e1 s trochou \u00fasilia premeni\u0165 na peniaze. Miesta, kde m\u00f4\u017eete za\u010da\u0165 pred\u00e1va\u0165 svoje veci s\u00fa napr\u00edklad <strong>Facebook Marketplace, Vykupujeme Online \u010di r\u00f4zne Second Handy<\/strong>.<\/p>\n<p><strong>5. Nakupujte vo vlastnom \u0161atn\u00edku:<\/strong> Trendy sa opakuj\u00fa. Namiesto toho, aby ste si i\u0161li k\u00fapi\u0165 \u010fal\u0161\u00ed p\u00e1r top\u00e1nok, ktor\u00e9 si obujete len raz a zabudnete na ne, zv\u00e1\u017ete n\u00e1kupy vo svojom \u0161atn\u00edku. Nau\u010dte sa znovu pou\u017ei\u0165 oble\u010denie, ktor\u00e9 u\u017e m\u00e1te.<\/p>\n Dajte svojmu oble\u010deniu druh\u00fa \u0161ancu. (Foto: Waldemar, Unsplash)\n<p><strong>6. Nekupujte knihy: <\/strong>Kni\u017enica je \u00fa\u017easn\u00e9 miesto <strong>pln\u00e9 bezplatnej z\u00e1bavy<\/strong>. M\u00e1 \u0161irok\u00fd v\u00fdber kn\u00edh, rozsiahle zbierky filmov aj \u010dasopisov.<\/p>\n<p><strong>7. Predplatn\u00e9: <\/strong>N\u00e1jdite si \u010das na pre\u0161tudovanie svojich predplatn\u00fdch a rozhodnite sa, ktor\u00e9 z nich sa oplat\u00ed ponecha\u0165.<\/p>\n<p><strong>8. Zn\u00ed\u017ete ve\u013ekos\u0165: <\/strong>Zv\u00e1\u017ete zmen\u0161enie svojho \u017eivotn\u00e9ho priestoru na cenovo dostupnej\u0161ie b\u00fdvanie.<\/p>\n<p><strong>9. Nakupujte vo ve\u013ekom: <\/strong>Nakupovanie \u010dasto pou\u017e\u00edvan\u00fdch polo\u017eiek vo ve\u013ekom, ako s\u00fa toaletn\u00fd papier, papierov\u00e9 utierky \u010di mydlo, je jedn\u00fdm z \u00fasporn\u00fdch tipov, ktor\u00e9 v\u00e1m m\u00f4\u017eu u\u0161etri\u0165 peniaze na \u00fa\u010dte.<\/p>\n<p><strong>10. Z\u00e1bava zadarmo:<\/strong> Jedn\u00fdm z najlep\u0161\u00edch tipov na \u0161etrn\u00fd \u017eivot je z\u00e1bava zadarmo. Existuje mno\u017estvo z\u00e1bavy zadarmo, napr\u00edklad n\u00e1v\u0161teva parku, turistika alebo De\u0148 otvoren\u00fdch dver\u00ed. R\u00f4zne in\u0161tit\u00facie a mest\u00e1 pon\u00fakaj\u00fa atrakcie zadarmo.<\/p>\n<h3>Presta\u0148te impulz\u00edvne nakupova\u0165<\/h3>\n<p>Impulz\u00edvne nakupovanie nebolo v\u010faka elektronick\u00e9mu obchodu nikdy jednoduch\u0161ie. Stla\u010den\u00edm tla\u010didla m\u00f4\u017eete n\u00e1js\u0165 v\u0161etko. Sk\u00f4r ne\u017e sa nazd\u00e1te, tieto <strong>no\u010dn\u00e9 n\u00e1kupy v\u00e1s stoja stovky a\u017e tis\u00edce eur<\/strong>. <strong>Nau\u010di\u0165 sa presta\u0165 nakupova\u0165 je jedn\u00fdm z najd\u00f4le\u017eitej\u0161\u00edch tipov pre \u00fasporn\u00fd \u017eivot, ktor\u00fd v\u00e1m pom\u00f4\u017ee u\u0161etri\u0165 peniaze.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Ilustra\u010dn\u00e1 foto: Sandy Millar, Unsplash<\/p>\n<p>Zdroj: BFI, CleverGirlFinance<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Sta\u0165 sa bohat\u00fdm je snom v\u00e4\u010d\u0161iny \u013eud\u00ed. Hoci peniaze nie s\u00fa v\u0161etko, k\u00fapi\u0165 si v\u0161etko stoj\u00ed peniaze. Okrem tvrdej pr\u00e1ce, usilovnosti a discipl\u00edny, sa m\u00f4\u017eete<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-8146","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=8146"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8146\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=8146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=8146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=8146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}