{"id":8261,"date":"2023-04-12T00:00:00","date_gmt":"2023-04-11T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/v-tychto-krajinach-najviac-klesli-ceny-byvania-ocakava-sa-aj-zmiernenie-inflacie\/"},"modified":"2023-04-12T00:00:00","modified_gmt":"2023-04-11T23:00:00","slug":"v-tychto-krajinach-najviac-klesli-ceny-byvania-ocakava-sa-aj-zmiernenie-inflacie","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/v-tychto-krajinach-najviac-klesli-ceny-byvania-ocakava-sa-aj-zmiernenie-inflacie\/","title":{"rendered":"V t\u00fdchto krajin\u00e1ch najviac klesli ceny b\u00fdvania. O\u010dak\u00e1va sa aj zmiernenie infl\u00e1cie"},"content":{"rendered":"<ul>\n<li><strong>Glob\u00e1lne trhy s nehnute\u013enos\u0165ami ur\u010den\u00fdmi na b\u00fdvanie po rokoch stabiln\u00e9ho rastu ustupuj\u00fa, tvrd\u00ed Medzin\u00e1rodn\u00fd menov\u00fd fond.<\/strong><\/li>\n<li><strong>Graf od Svetov\u00e9ho ekonomick\u00e9ho f\u00f3ra odha\u013euje rozsiahly pokles cien nehnute\u013enost\u00ed upraven\u00fdch o infl\u00e1ciu v dvoch tretin\u00e1ch kraj\u00edn OECD.<\/strong><\/li>\n<li><strong>Trhy s nehnute\u013enos\u0165ami by mali by\u0165 stabilnej\u0161ie, ke\u010f centr\u00e1lne banky spomalia alebo pozastavia svoju kampa\u0148 zvy\u0161ovania \u00farokov\u00fdch sadzieb, aby skrotili infl\u00e1ciu, tvrd\u00ed MMF.<\/strong><\/li>\n<li><strong>Ako sa vyv\u00edjaj\u00fa ceny nehnute\u013enost\u00ed na Slovensku?<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Ceny s\u00fa na \u00fastupe<\/h3>\n<p>Dve tretiny ekonom\u00edk, pre ktor\u00e9 OECD sleduje ceny nehnute\u013enost\u00ed, zaznamenali za prv\u00fd \u0161tvr\u0165rok roka 2023 pokles. Nie je medzi nimi uveden\u00e9 Slovensko, v\u00fdvoj cien nehnute\u013enost\u00ed v zahrani\u010d\u00ed je v\u0161ak pozit\u00edvnym pr\u00eds\u013eubom aj pre Slov\u00e1kov uva\u017euj\u00facich o skorej k\u00fape bytu alebo domu.<\/p>\n<p>Tieto kroky pod\u010diarkuj\u00fa, ako sa trhy s b\u00fdvan\u00edm prisp\u00f4sobuj\u00fa rast\u00facim \u00farokov\u00fdm sadzb\u00e1m, ke\u010f sa <strong>centr\u00e1lne banky sna\u017eia obmedzi\u0165 infl\u00e1ciu<\/strong>.<\/p>\n<p>V hlavn\u00fdch ekonomik\u00e1ch sa \u00farokov\u00e9 sadzby zv\u00fd\u0161ili v priemere o 4 percentu\u00e1lne body na \u00farove\u0148 pred glob\u00e1lnou finan\u010dnou kr\u00edzou.<\/p>\n<p>Napr\u00edklad v Spojen\u00fdch \u0161t\u00e1toch Feder\u00e1lny rezervn\u00fd syst\u00e9m zv\u00fd\u0161il cie\u013eov\u00fa sadzbu na rozsah 4,5 a\u017e 4,75 percenta z takmer nuly spred roka, \u010do je najr\u00fdchlej\u0161ie tempo zvy\u0161ovania sadzieb za dve desa\u0165ro\u010dia. To viedlo k prudk\u00e9mu n\u00e1rastu priemernej 30-ro\u010dnej fixnej \u200b\u200b\u00farokovej sadzby hypot\u00e9k, ktor\u00e1 koncom minul\u00e9ho roka vzr\u00e1stla na dve dek\u00e1dy maximum 7,1 percenta.<\/p>\n<p>Pod\u013ea N\u00e1rodnej banky Slovenska bola v <strong>4Q 2022 priemern\u00e1 cena za jeden \u0161tvorcov\u00fd meter nehnute\u013enosti 2 661 EUR<\/strong>, \u010do bol medziro\u010dn\u00fd n\u00e1rast a\u017e o 15 percent. Za cel\u00fd rok 2021 bola priemern\u00e1 cena za m2 nehnute\u013enosti na Slovensku 2 176 EUR a v roku 2020 to bolo 1 762 EUR (zdroj).<\/p>\n<p><strong>\u00darokov\u00e9 sadzby zohr\u00e1vaj\u00fa rozhoduj\u00facu \u00falohu pri ur\u010dovan\u00ed cien nehnute\u013enost\u00ed<\/strong> spolu s pr\u00edjmami a rastom popul\u00e1cie na strane dopytu. D\u00f4le\u017eit\u00fdmi s\u00fa aj r\u00f4zne faktory ponuky, ako s\u00fa stavebn\u00e9 n\u00e1klady a nov\u00e9 legislat\u00edvne predpisy s\u00favisiace s v\u00fdstavbou.<\/p>\n<p>Pravidlo zalo\u017een\u00e9 na \u00fadajoch z r\u00f4znych kraj\u00edn hovor\u00ed, \u017ee <strong>ka\u017ed\u00e9 zv\u00fd\u0161enie re\u00e1lnych \u00farokov\u00fdch sadzieb o 1 percentu\u00e1lny bod spomal\u00ed tempo rastu cien nehnute\u013enost\u00ed o pribli\u017ene dva percentu\u00e1lne body<\/strong>.<\/p>\n PRIAZNIV\u00c9 VYHLIADKY, NO NIE V\u0160ADE. Kto si chce k\u00fapi\u0165 nov\u00fd byt alebo dom, m\u00f4\u017ee o\u010dak\u00e1va\u0165 mierny pokles cien. Do akej miery sa to v\u0161ak bude t\u00fdka\u0165 aj Slovenska, je zatia\u013e neist\u00e9. Ilustra\u010dn\u00e1 fotografia.\n<p>Pred ned\u00e1vnym spr\u00eds\u0148ovac\u00edm cyklom mali \u00farokov\u00e9 sadzby klesaj\u00faci trend. <strong>Ni\u017e\u0161ie sadzby racion\u00e1lne viedli k zv\u00fd\u0161eniu dopytu po b\u00fdvan\u00ed zn\u00ed\u017een\u00edm n\u00e1kladov na p\u00f4\u017ei\u010dky<\/strong> na financovanie k\u00fapy domu alebo na nadstavbu existuj\u00facich domov. Teraz sa proces obr\u00e1til naopak. Ka\u017ed\u00fd percentu\u00e1lny bod zv\u00fd\u0161enia \u00farokovej sadzby hypot\u00e9k zvy\u0161uje mesa\u010dn\u00e9 \u00farokov\u00e9 platby pre priemern\u00e9ho kupuj\u00faceho domov v USA o 100 americk\u00fdch dol\u00e1rov a dopady m\u00f4\u017eu by\u0165 pre kupuj\u00facich v krajin\u00e1ch s prevahou hypot\u00e9k s nastavite\u013enou sadzbou e\u0161te hrozivej\u0161ie.<\/p>\n<p>Aj <strong>na Slovensku sa ka\u017ed\u00e9 zv\u00fd\u0161enie \u00faroku na hypot\u00e9ke premieta do mesa\u010dnej spl\u00e1tky<\/strong> nepriaznivo, teda zv\u00fd\u0161en\u00edm n\u00e1kladov, pri\u010dom ak m\u00e1 dl\u017en\u00edk zaveden\u00e9 aj sporenie na pred\u010dasn\u00e9 splatenie hypot\u00e9ky, prirodzene mu rast\u00fa aj tieto n\u00e1klady.<\/p>\n<p>Ako dlho bude pokles cien nehnute\u013enost\u00ed na b\u00fdvanie pokra\u010dova\u0165, bude z\u00e1visie\u0165 od toho, \u010di u\u017e zvy\u0161ovanie sadzieb centr\u00e1lnymi bankami obmedzilo infla\u010dn\u00e9 tlaky. Najnov\u0161ia aktualiz\u00e1cia svetov\u00e9ho ekonomick\u00e9ho v\u00fdh\u013eadu MMF predpoved\u00e1, \u017ee <strong>infl\u00e1cia bude tento rok ni\u017e\u0161ia ako v roku 2022 pre pribli\u017ene 85 percent kraj\u00edn<\/strong>.<\/p>\n<p>O\u010dak\u00e1va sa, \u017ee <strong>glob\u00e1lna infl\u00e1cia sa spomal\u00ed z takmer 9 percent v minulom roku na pribli\u017ene 6,5 percenta<\/strong> v tomto roku a v bud\u00facom roku by sa mala \u010falej spomali\u0165.<\/p>\n<p>Ak centr\u00e1lne banky spomalia alebo pozastavia zvy\u0161ovanie sadzieb, ceny nehnute\u013enost\u00ed by potom mali by\u0165 stabilnej\u0161ie.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Glob\u00e1lne trhy s nehnute\u013enos\u0165ami ur\u010den\u00fdmi na b\u00fdvanie po rokoch stabiln\u00e9ho rastu ustupuj\u00fa, tvrd\u00ed Medzin\u00e1rodn\u00fd menov\u00fd fond. Ako sa vyv\u00edjaj\u00fa ceny nehnute\u013enost\u00ed na Slovensku?<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-8261","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=8261"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8261\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=8261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=8261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=8261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}