{"id":8529,"date":"2023-10-29T00:00:00","date_gmt":"2023-10-28T23:00:00","guid":{"rendered":"https:\/\/instrid.sk\/uncategorized\/byvanie-v-prenajme-a-starnutie\/"},"modified":"2023-10-29T00:00:00","modified_gmt":"2023-10-28T23:00:00","slug":"byvanie-v-prenajme-a-starnutie","status":"publish","type":"post","link":"https:\/\/instrid.sk\/en\/archiv\/byvanie-v-prenajme-a-starnutie\/","title":{"rendered":"B\u00fdvanie v pren\u00e1jme prispieva k r\u00fdchlej\u0161iemu starnutiu ne\u017e faj\u010denie. Vlastn\u00fa nehnute\u013enos\u0165 vlastn\u00ed vy\u0161e 60 % Slov\u00e1kov"},"content":{"rendered":"<p>Pri s\u00fa\u010dasn\u00fdch cen\u00e1ch nehnute\u013enost\u00ed mnoh\u00ed \u013eudia volia <strong>b\u00fdvanie v pren\u00e1jme.<\/strong> Ide o skvel\u00fd sp\u00f4sob, kedy si m\u00f4\u017eu odlo\u017ei\u0165 peniaze na vlastn\u00fa nehnute\u013enos\u0165, pri\u010dom ich ni\u010d nevia\u017ee k tomu, aby v n\u00e1jme pretrvali viac ako rok.<\/p>\n<p>Tento sp\u00f4sob b\u00fdvania preferuj\u00fa aj \u0161tudenti. Na internete mo\u017eno n\u00e1js\u0165 mnoho pon\u00fak, ktor\u00e9 sa orientuj\u00fa priamo na nich. Zv\u00e4\u010d\u0161a ide o <strong>cenovo dostupn\u00e9 mesa\u010dn\u00e9 n\u00e1jomn\u00e9,<\/strong> pri\u010dom ani celkov\u00e9 zariadenie prenaj\u00edman\u00e9ho priestoru nevyzer\u00e1 najhor\u0161ie.<\/p>\n<p>D\u00f4vod, pre\u010do vysoko\u0161kol\u00e1ci volia t\u00fato mo\u017enos\u0165, predstavuje najm\u00e4 nedostatok intern\u00e1tov. Ka\u017ed\u00e1 \u0161kola pon\u00faka ur\u010dit\u00fd po\u010det miest, ktor\u00e9 sa vyhodnocuj\u00fa pod\u013ea vzdialenosti \u010di prospechu. K \u010fal\u0161iemu faktoru patr\u00ed <strong>zdra\u017eovanie, ktor\u00e9 \u0161tudenti poc\u00edtili aj na b\u00fdvan\u00ed.<\/strong><\/p>\n<p>Oplat\u00ed sa v\u0161ak v podn\u00e1jme b\u00fdva\u0165 dlhodobo? <strong>Nov\u00e1 \u0161t\u00fadia austr\u00e1lskych vedcov prin\u00e1\u0161a prekvapiv\u00e9 zistenie.<\/strong><\/p>\n<h3>Ur\u00fdchlenie starnutia<\/h3>\n<p>Ako uv\u00e1dza Forbes, spom\u00ednan\u00fd v\u00fdskum sa zaoberal stresom dospel\u00fdch Britov \u017eij\u00facich v prenaj\u00edmanej nehnute\u013enosti. V\u00fdsledky poukazuj\u00fa na ne\u010dakan\u00fd zvrat, nako\u013eko dan\u00fd sp\u00f4sob \u017eivota vedie<strong> k r\u00fdchlej\u0161iemu starnutiu ne\u017e nezamestnanos\u0165 alebo faj\u010denie.<\/strong><\/p>\n B\u00fdvanie v pren\u00e1jme sa st\u00e1va fenom\u00e9nom dne\u0161nej doby. Zdroj: pexels.com\n<p>Stres z pren\u00e1jmu sp\u00f4sobuj\u00fa s narastaj\u00facimi cenami n\u00e1jomn\u00e9ho finan\u010dn\u00e9 obavy z nedostatku prostriedkov na zaplatenie n\u00e1jomn\u00e9ho, \u0165a\u017ekosti so s\u0165ahovan\u00edm alebo celkov\u00e1 stigma z nov\u00e9ho domova. Uveden\u00e9 faktory prispievaj\u00fa k biologick\u00e9mu starnutiu <strong>o 100 % r\u00fdchlej\u0161ie ne\u017e nezamestnanos\u0165<\/strong> a o 50 % r\u00fdchlej\u0161ie ne\u017e faj\u010denie.<\/p>\n<p>V\u00fdnimku netvoria ani v\u00fdznamn\u00e9 d\u00f4sledky na zdravie. D\u00f4raz sa kladie na <strong>zv\u00fd\u0161en\u00e9 riziko chronick\u00fdch chor\u00f4b \u010di \u00famrtia,<\/strong> ktor\u00e9 sa pripisuje vy\u0161\u0161iemu veku. Dobrou spr\u00e1vou v\u0161ak je, \u017ee dan\u00e9 vplyvy nemusia trva\u0165 dlhodobo. Na zvr\u00e1tenie \u0161k\u00f4d v mnoh\u00fdch pr\u00edpadoch posta\u010d\u00ed zmena prostredia.<\/p>\n<h3>Ostatn\u00e9 faktory<\/h3>\n<p>Pod\u013ea \u00fadajov \u0161t\u00fadie publikovanej v britskom medic\u00ednskom \u010dasopise Journal of Epidemiology &amp; Comunnity Health, zna\u010dn\u00fd vplyv na pred\u010dasn\u00e9 starnutie maj\u00fa aj fyzick\u00e9 podmienky b\u00fdvania. Ide o faktory, ako je <strong>pre\u013eudnenie alebo nedostato\u010dn\u00e9 vykurovanie.<\/strong><\/p>\n<p>Prenaj\u00edmatelia v mnoh\u00fdch pr\u00edpadoch pon\u00fakaj\u00fa b\u00fdvanie pre viacer\u00fdch n\u00e1jomn\u00edkov, \u010do m\u00f4\u017ee ma\u0165 <strong>dopad na du\u0161evn\u00fa rovnov\u00e1hu.<\/strong> Viacero nezn\u00e1mych \u013eud\u00ed v jednej dom\u00e1cnosti m\u00f4\u017ee vies\u0165 k \u010dastej\u0161\u00edm konfliktom alebo pred\u010dasn\u00e9mu ukon\u010deniu n\u00e1jomnej zmluvy.<\/p>\n Mo\u017enos\u0165 pren\u00e1jmu volia najm\u00e4 mlad\u00ed \u013eudia, ktor\u00ed si nedovolia k\u00fapi\u0165 vlastn\u00fa nehnute\u013enos\u0165. Zdroj: pexels.com\n<p>Na zdravie v\u0161ak vpl\u00fdvaj\u00fa aj nehmotn\u00e9 faktory predstavuj\u00face <strong>relat\u00edvnu cenov\u00fa dostupnos\u0165 alebo bezpe\u010dnos\u0165.<\/strong> Existuj\u00fa pr\u00edpady, kedy si \u013eudia uvedomia nedostatky lokality, v ktorej \u017eij\u00fa, a\u017e po nas\u0165ahovan\u00ed.<\/p>\n<p>V\u00fdskumn\u00edci zbierali d\u00e1ta z britskej \u0161t\u00fadie dom\u00e1cnosti Household Longitudinal Study. V\u00fdznamn\u00fa rolu tvorili aj vzorky krvi od takmer 1 500 \u00fa\u010dastn\u00edkov \u010di identifika\u010dn\u00e9 \u00fadaje, ako <strong>pohlavie, n\u00e1rodnos\u0165, \u00farove\u0148 vzdelania a index telesnej hmotnosti.<\/strong><\/p>\n<p>\u0160t\u00fadia \u010falej nazna\u010duje, \u017ee <strong>biologick\u00fd vek n\u00e1jomcov sa v porovnan\u00ed s \u013eu\u010fmi vlastniacimi vlastn\u00fa nehnute\u013enos\u0165 ka\u017ed\u00fd rok zv\u00fd\u0161il o dva a pol t\u00fd\u017ed\u0148a.<\/strong> Pom\u00f4c\u0165 by mohli priaznivej\u0161ie podmienky v podobe ukon\u010denia n\u00e1jmu bez d\u00f4vodu, obmedzenia zvy\u0161ovania n\u00e1jomn\u00e9ho \u010di zlep\u0161enia celkov\u00fdch podmienok b\u00fdvania.<\/p>\n<h3>Po\u010det Slov\u00e1kov v pren\u00e1jme<\/h3>\n<p>Pod\u013ea septembrov\u00e9ho prieskumu B\u00ddVANIE SLOV\u00c1KOV 2023, ktor\u00fd uskuto\u010dnila investi\u010dn\u00e1 realitn\u00e1 platforma Invest in Slovakia, <strong>15 % op\u00fdtan\u00fdch uviedlo, \u017ee b\u00fdva v pren\u00e1jme,<\/strong> informuje port\u00e1l Lep\u0161ie b\u00fdvanie. Takmer polovica pl\u00e1nuje zosta\u0165 v n\u00e1jme p\u00e4\u0165 alebo viac rokov. Na z\u00e1klade toho sa z bytov na dlhodob\u00fd pren\u00e1jom stane v na\u0161ej krajine zauj\u00edmav\u00e1 pr\u00edle\u017eitos\u0165 pre investorov a developerov.<\/p>\n<p>T\u00e1to mo\u017enos\u0165 b\u00fdvania je ob\u013e\u00faben\u00e1 najm\u00e4 kv\u00f4li v\u00fd\u0161ke hypot\u00e9k. Nepredpoklad\u00e1 sa, \u017ee sa do roku 2025 ich ceny vr\u00e1tia na \u00farove\u0148 okolo jedn\u00e9ho percenta. V d\u00f4sledku toho vznik\u00e1 <strong>zv\u00fd\u0161en\u00fd z\u00e1ujem developerov a investorov o n\u00e1jomn\u00e9 byty.<\/strong><\/p>\n \u017divot v prenajatej nehnute\u013enosti m\u00f4\u017ee negat\u00edvne vpl\u00fdva\u0165 na prirodzen\u00e9 starnutie. Zdroj: pexels.com\n<p><strong><em>\u201eTrh s n\u00e1jomn\u00fdm b\u00fdvan\u00edm je na Slovensku e\u0161te len na \u0161tarte a je to ide\u00e1lny \u010das vyu\u017ei\u0165 jedine\u010dn\u00fa pr\u00edle\u017eitos\u0165 investova\u0165 do n\u00e1jomn\u00fdch nehnute\u013enost\u00ed priamo alebo prostredn\u00edctvom mikro invest\u00edcie cez realitn\u00fd crowdfunding,\u201c<\/em> <\/strong>tvrd\u00ed zakladate\u013e platformy Invest in Slovakia Ondrej Cirbus.<\/p>\n<p>Pokia\u013e sa pozrieme na situ\u00e1ciu v krajin\u00e1ch z\u00e1padnej Eur\u00f3py, ide o dlhodob\u00fd trend b\u00fdvania. D\u00e1ta z Eurostatu z roku 2022 nazna\u010duj\u00fa, \u017ee v pren\u00e1jme b\u00fdva v r\u00e1mci kraj\u00edn Eur\u00f3pskej \u00fanie viac ako tretina \u013eud\u00ed. Pr\u00edkladom je Nemecko, kde <strong>ka\u017ed\u00fd druh\u00fd \u010dlovek preferuje tento sp\u00f4sob \u017eivota.<\/strong><\/p>\n<p>V pr\u00edpade Slovenska viac ako 46 % op\u00fdtan\u00fdch zvolilo t\u00fato mo\u017enos\u0165 kv\u00f4li <strong>nedostatku financi\u00ed na vlastn\u00e9 b\u00fdvanie.<\/strong> \u010eal\u0161ie d\u00f4vody pozost\u00e1vali z t\u00fa\u017eby po osamostatnen\u00ed alebo zo zmeny \u017eivotnej situ\u00e1cie.<\/p>\n<p><strong>Tri \u0161tvrtiny respondentov platia mesa\u010dne za pren\u00e1jom bez slu\u017eieb a energi\u00ed od 100 do 500 eur.<\/strong> Najviac \u013eud\u00ed \u017eij\u00facich v prenajatej nehnute\u013enost\u00ed pripad\u00e1 pod Nitriansky kraj. Naopak, V Trnavskom kraji je situ\u00e1cia s n\u00e1jmami na zostupe.<\/p>\n<p><strong>Po\u010det \u013eud\u00ed \u017eij\u00facich vo vlastnom predstavuje vy\u0161e 60 % op\u00fdtan\u00fdch.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Pri s\u00fa\u010dasn\u00fdch cen\u00e1ch nehnute\u013enost\u00ed mnoh\u00ed \u013eudia volia b\u00fdvanie v pren\u00e1jme. Ide o skvel\u00fd sp\u00f4sob, kedy si m\u00f4\u017eu odlo\u017ei\u0165 peniaze na vlastn\u00fa nehnute\u013enos\u0165, pri\u010dom ich ni\u010d<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-8529","post","type-post","status-publish","format-standard","hentry","category-archiv","two-columns"],"_links":{"self":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/comments?post=8529"}],"version-history":[{"count":0,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/posts\/8529\/revisions"}],"wp:attachment":[{"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/media?parent=8529"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/categories?post=8529"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/instrid.sk\/en\/wp-json\/wp\/v2\/tags?post=8529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}